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    • I suddenly got a text message from CRS just a few minutes ago saying their solicitors had issued a letter of claim.   Yet a couple of weeks ago their page said they were no longer dealing with this account. Yet suddenly it's open again and they are sending a letter of claim?   Help?
    • I've also just had an email about my NatWest credit card to say they were halving my credit limit but if I called them I might be able to keep the existing one. The reduced limit is still more than double the maximum monthly balance I have  had in the last 3 years. They say it's to bring it in line with my needs. I suspect it's something to do with an overall review of credit given but I don't know what exactly.
    • I was obviously clutching at straws on that one! I was putting the repeal together with the information below and considering that as I hadn't heard from the council for over 3 years that this might mean the charge / restriction was not now being pursued, particularly as the SAR disclosure did not show any entry for me from the Finance Dept. I fear I'm back to square one now.   After 1 April 2015 a Local Authority will only be able to recover unpaid care home fees by securing a judgment debt either in the County Court or the High Court (s69(1) of the Act).and The Act increases the time limit for the recovery of a debt comprising of unpaid care home fees from three years to six years from the date the sum becomes due      
    • Absolutely: The Homicide Act was repealed. So, after that they could no longer charge people for murder under the Homicide Act. (Not the greatest of examples, I accept, given murderers just get charged with murder being against the common law- but my point is:)   You can no longer be charged with Murder contrary to the homicide act. That doesn’t mean that those serving sentences for murder contrary to the Homicide Act, having been found guilty, had to be released the day the law was repealed.   Charges / restrictions couldn’t be placed under the repealed legislation (without e.g. a CCJ) once the Act was repealed. The repeal doesn’t mean existing charges / restrictions in force at the day of repeal have to be removed.
    • BazzaS Ah - now that complicates things - just when I thought I'd got my head round it!   I did think b] might be a source of worry for the purchaser. They have just instructed their solicitor yesterday but I haven't found one yet, preliminary enquiries didn't result in any clarity on the questions I posed. a] where do I find a CS who understands this and can share their knowledge with the buyer's CS?   I've no idea what the outstanding balance is as the council has not been in touch. I appealed many years ago and it wasn't resolved. I did do a SAR with the council and nothing came back from the Finance dept. so I was hoping my appeal had been accepted and the debt 'wiped' but they hadn't bothered to contact me. There were lots of changes up to the new Care Act 2014 which came into force on 01.04.15    Repeal: I was relying on the meaning below? Hence again I thought that's why the council hadn't pursued the debt and was just leaving the CO [or restriction] on the register to keep me on my toes!   If a government repeals a law, it causes that law no longer to have any legal force.   Thanks
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angel1977

Littlewoods Cca

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Hi all, i have sent littlewoods a cca and they have produced a valid one, my question is this, nearly every month they have marked my credit file and now i am wonder is there anything i can put in the poc to get these removed?:confused:

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bumping for you

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How about this " The removal of any prejudicial information which the defendant catalogue may have passed on to third parties in relation to the Account and in particular the removal of any default notices registered with any credit reference agency, since this was caused solely caused by the level of disproportionate penalty charges. The claimant's request is made under the Data Protection Act 1998, section 14, which gives thhe power to the Court to order the removal of inaccurate personal data"

 

I found this on cag, i just changed the name from bank to catalogue.

Does anyone think this would work? also i don't really know where in the poc this bit should go

many thanks to anyone who can help

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