Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


kittybuttons

Lowell Portfolio and Capital one

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3978 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi everyone,

Im new here and have been reading all the posts concerning lowell/red.

Earlier this year I started receiving phone calls and letters from them advising that I owe 459pounds for an outstanding debt to Capital One.

I took out the credit card in 2003 and by 2006 had got in a bit of a mess. They started threatening court action to recover the money.

During this time, I received a letter from Capital One advising that they would accept a certain amount of the total debt as settlement and this amount was duly paid.

Since then, I have heard nothing further from Capital One and assumed that was the last of it. I have stupidly shredded all evidence of the settlement etc when moving house.

Lowell are now asking for the outstanding amount that should have been owed had I not taken the settlement. I have called Capital One who refuse to talk to me as they say the debt has now been sold on.

I am now at a loss as to what to do as the account was never paid in full, just 'settled'.

I do not want to pay Lowell anything but understand that they are able to put a default on my credit rating which will go against any future borrowing.

Any help or advise would be most welcome.

Many Thanks

Share this post


Link to post
Share on other sites

Send Lowells this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt the onus is on them to prove a debt exists,

 

You may have to send a SAR to CAP1 to get a copy of the settlement letter, but let's see what turns up with the above letter first.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

Share this post


Link to post
Share on other sites

http://www.consumerforums.com/resources/templates-library/52-harassment/135--harassment-by-telephone-response-letter

 

have you sent prove it to lowell?

have you discussed with them on the phone?

 

how did you pay crapital one,could you get proof of your payment?

 

SAM:pLOWELL DETESTER


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

Share this post


Link to post
Share on other sites

I have sent a letter to lowell asking them to stop contacting me by phone as I am disputing the claim with Capital one. However, this has proven difficult as Capital one have refused to discuss it with me.

Lowell have disregarded the letter I sent them and have now taken to texting my mobile phone. I am pay as you go, which is not registered and have changed my number since my original account with Capital one, so I don't know how the even have my number.

Unfortunately, I cannot remember how I paid the settlement. I know it was over the telephone but I have asked my bank for previous statements but it is not on there

Share this post


Link to post
Share on other sites

send prove it to lowell from cerberus post 2

 

enclose telephone harassment send that off as soon as you can.

 

see what the losers come back with.as ceberus says you can SAR capital if needed.

 

SAM


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

Share this post


Link to post
Share on other sites

Ok thanks I'll try that and see what they have to say

Share this post


Link to post
Share on other sites
Ok thanks I'll try that and see what they have to say

 

 

:lol: I can tell you that now.be along the lines of we own,you owe,pay up or we MAY........

depending on what template is in the printer at time of response.

 

SAM


SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...