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Hi all.

I`ve been mooching around on here for a while taking in what i can.

Breifly, i was made redundant in april and defaulted on 4 unsecured accounts, my mortgage is fully paid, up to date and will hopefully stay that way.

I have sent ccas off to all my creditors, 1 seems ok but there`s ppi i may be able to reclaim, 1 sent a `we`ll try to get it off the lender and acc is on hold, 1 (co-op) replied twice with original northern rock card application form a 2 different t&c`s and 1 hasn`t replied.

I`m at the `what now` stage.

Would i be better off starting separate threads for each?




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I have sent ccas off to all my creditors, 1 seems ok but there`s ppi i may be able to reclaim




If you have PPI on one, cant you claim for that one under the insurance? or is it past insurance that was stopped?



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Wow that was quick, cheers guys. i`ll start a new trhread but the one with ppi, i didn`t realise until i got the cca back off them, debt was about 3 years old and it was done online so i don`t really remember how i got it, i was salaried with good sick ben and death in service payment so i`ve no idea why i would have taken it out.


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