Capquest and Littlewoods Query

[IdaInFife]

absolute muppets!!!

 

do not respond. if they contact you again go straight to OFT with complaint

 

Ida x

[BigW11]

Ok, time for another update...

 

after taking your advice and not responding to their previous letter, i've just recieved another dated 2nd Oct. the letter goes...(its a long one)

 

"Despite our numerous attempts to assist you to find an amicable solution to settle this account, the balance remains unpaid.

 

Our investigations into your current financial position, based on the information we currently hold, are now complete and its unfortunate that we find ourselves preparing a statutory demand under section 268 (1) (a) of the Insolvency Act 1986 which will be completed on or around 15 Oct 09 which will be served upon you.

 

If you do not apply to set aside the demand within 18 days or otherwise deal with the demand as set out in the appropriate notes within the demand, you could be made bankrupt and your property and goods taken away from you.

 

Any application to set aside the demand (form 6.4 in schedule 4 to the insolvency rules 1986) should be made within 18 days from the date of service upon you and be supported by an affidavit (form 6.5 in schedule to those rules) stating the grounds on which the demandshould be set aside. The forms may be attained from the appropriate court when you attend to make the application.

 

Remember : from the date of service of the statutory demand

(a) You have only 18 days to apply to the court to hae the demand set aside, and

(b) You have 21 days before we may present a bankrupt petition

 

You can stop this by contacting us now on 0870 xxxxxx aAs one last conciliatory gesture we are offering you the opportunity to clear this account once and for all by paying a settlement of 496.85. this is subject to you accepting the offer by 15 Oct 09. This settlement can be over a time period around your circumstances. Alternative propsals will be considered.

 

yours sincerely"

 

Now im a bit worried at all this bankrupt talk, as i have a full time job with wage coming in and im not in any financial difficulty, so i dont know what thier "investigations" tell them...i also dont like the "your property and goods may be taken away from you"

 

what should i do? any ideas?

 

W

[IdaInFife]

muppets, muppets , muppets, trying to scare you

 

they still treating as you live in england

 

go to the oft website and make a complaint today.

 

keep to the facts

 

they contacted you on xx/xx/xx. you wrote and adv that statue barred on xx/xx/xx. they keep sending demanding and threatening you with bankruptcy petitons.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/195265-complaining-oft.html

 

do not worry,

 

ida x

[BigW11]

Thanks,

 

Should i write a letter at all to cap quest?

 

or just to OFT?

[IdaInFife]

if you wanted to reply to capquets i would be making a formal cmplaint stating that you have advised tat you live in scotand and the debt is staute barred and they are threatening you with bankruptc petitions etc ad that you are also making a complaint to the OFT

[BigW11]

Thanks again i'll try and draft up a letter to capquest and one for OFT, and as always i'll keep you updated ....