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fluffhead

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Hi Everyone.

 

Iv just joined and was hoping someone would be able to give me some advice.

 

Myself and my partner have been in our IVA now for nearly 3 years. For some reason Welsome finance (who are included in our IVA) have in the last month started harrassing us with phone calls (constantly). I have called our IVA company who have sent them copies of the court papers but they still keep ringing.

 

We refuse to confirm Data Protection with them and have asked them to put it in writing but they say what they have to say cannot be put in writing. Why would this be?

 

Does anyone know why they would start harrassing us for money when were into our 3rd year of our IVA and havnt missed any IVA payments?

 

Any help would be much appreciated.

 

Thanks x

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Hi Everyone.

 

Iv just joined and was hoping someone would be able to give me some advice.

 

Myself and my partner have been in our IVA now for nearly 3 years. For some reason Welsome finance (who are included in our IVA) have in the last month started harrassing us with phone calls (constantly). I have called our IVA company who have sent them copies of the court papers but they still keep ringing.

 

We refuse to confirm Data Protection with them and have asked them to put it in writing but they say what they have to say cannot be put in writing. Why would this be?

 

Does anyone know why they would start harrassing us for money when were into our 3rd year of our IVA and havnt missed any IVA payments?

 

Any help would be much appreciated.

 

Thanks x

 

 

Hi fluffhead, welcome to CAG!

 

You've done the right thing by refusing to confirm their DP requests - if it can't be put in writing, trust me, it's not legal!

 

They will almost certainly be trying to bully you into paying more money to them. The reason? They are broke, bust, finished. Their parent, Cattles, is in SERIOUS financial and legal trouble, their shares have been suspended, WF are not lending new business and are attempting to collect as much as possible, by whatever means, including outright lies and, according to some threads, illegal activity.

 

You may want to send the phone harassment letter, if they ignore that then you can take things further.

 

T2

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I would have to agree with T2 that these are just bully boy tactics to try and get some quick cash.

Next time they call and ask to speak to someone in perticular just tell them to hold on a mo while you get them. Put the phone on the side and see how long the muppets wait for. There has been reports on CAG of these muppets waiting for 15 minutes plus lol


My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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Hi fluffhead, welcome to CAG!

 

You've done the right thing by refusing to confirm their DP requests - if it can't be put in writing, trust me, it's not legal!

 

They will almost certainly be trying to bully you into paying more money to them. The reason? They are broke, bust, finished. Their parent, Cattles, is in SERIOUS financial and legal trouble, their shares have been suspended, WF are not lending new business and are attempting to collect as much as possible, by whatever means, including outright lies and, according to some threads, illegal activity.

 

You may want to send the phone harassment letter, if they ignore that then you can take things further.

 

T2

 

Well i just hope they go bust VERY soon. Good news though, Thanks for your help. I just cant wait for them to stop phoning its wearing me down a bit.

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I would have to agree with T2 that these are just bully boy tactics to try and get some quick cash.

Next time they call and ask to speak to someone in perticular just tell them to hold on a mo while you get them. Put the phone on the side and see how long the muppets wait for. There has been reports on CAG of these muppets waiting for 15 minutes plus lol

 

 

I will definatly try that one. I also heard some people reply with the wrong details which apparentlt winds them up a bit.

 

Thanks:p

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if you wanna have some fun with them check out this thread for ideas

http://www.consumeractiongroup.co.uk/forum/bear-garden/131409-cheekiness-towards-dca.html

 

Some are just pure gold. And winding up these muppets is great fun trust me lol


My opinions are my own and not those of anyone else :D

 

<<<<<<<<<<<<<< If you find me helpful please click on my scales

 

http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/211007-equifax-your-time-has.html

 

SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

http://www.consumeractiongroup.co.uk...ml#post2370021

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