ppi how do i get started claiming ??

[whetto83]

i had three loans with blackhorse 3/4 yrs ago ,not realising each loan had ppi included . what i would like is to try to reclaim some if not all of that money back , what do i need to write in a letter to get the ball rolling.

[dx100uk]

you do some reading

 

click on the blue underlined payment protection insurance (ppi) at the top of this screen

and read the notes for claimants sticky

 

dx

[phatram]

Welcome to CAG whetto.Now you've joined it will be a piece of cake.

[phatram]

I suggest you SAR them to get all the info you need to put your case together.

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/88004-ppi-successes.html

 

SAR!

Edited August 18, 2009 by phatram

[whetto83]

thanks phats....

[phatram]

Have you done it yet?

[phatram]

The Consumer Forums - Bank charges templates (consumer)

 

Then letter 2

[pompeyfaith]

Or you could use this one which is aimed at PPI

 

Your address

 

Their Address

 

Date

 

DATA PROTECTION ACT 1998

SUBJECT ACCESS REQUEST

 

 

Dear Sir/Madam

Your name: xxxxxx

Account No/ No’s

 

 

 

I understand that you currently hold details of my personal and financial information within your internal record systems with regard to personal loan accounts And or credit cards

 

Please supply me with a complete list of transaction and charges relating to my history with your organization, INCLUDING Loans and or credit cards, payment protection insurance and other products. Alternatively a complete set of statements for the accounts or associated accounts is acceptable. I would be grateful if you would provide the following for ALL accounts or associated accounts I have held with your organization:

-Full copies of all contracts which you believe exist or have existed between myself and your organization, including true copies of any documents you hold in support of the same.

 

- A complete list of all transactions or statements relating to ALL of my Loan Accounts and or credit card with your organization.

 

-Copies of all documents which include any of my personal information including copies of any contacts or invoices, emails or computer records containing my personal information, or any records which pertain to this information.

 

-Full copies or transcripts of any correspondence in postal, email or any other format which you have entered into with any individual, organization or third party which contains my personal or financial, or which pertains to me.

 

- Where any previous information or records held have been deleted or disposed of, the methods used to do so, including dates, certificates or references confirming details of destruction. Where you are unable to provide such certificates, please provide a declaration, signed by an authorised officer of your company, confirming the dates and methods of destruction of this data.

 

-Full hard copy print outs of my personal or financial information, held in a digital, magnetic or any other format which is held in any archives, backups or other storage devices / locations.

 

I enclose a cheque in the sum of £10 to cover your fee.

 

IF YOU UNABLE TO DEAL WITH THIS REQUEST, YOU SHOULD IMMEDIATELY FORWARD IT TO THE PERSON WITHIN YOUR ORGANISATION RESPONSIBLE FOR DATA PROCECTION.

 

I look forward to hearing from you in the first instance of receipt.

 

Yours faithfully

 

 

Your name

 

Sign your signature and put a line through it so you will know if you see it again:o You never know

 

They have 40days to comply under the Data Protection Act, but do be nice and allow some time for postage. Which should always be by recorded delivery, so you can prove that they did receive it.

 

Regards

 

PF

[whetto83]

The Consumer Forums - Bank charges templates (consumer)

 

Then letter 2

thanks for that .i,ll get it sent asap. its just gettin used to where things are in this site .

[pompeyfaith]

You are welcome and thanks for the tip

 

Regards

 

PF

[phatram]

Have you done it yet?

 

 

Any news?