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Azuma

Anyone able to tell me what an "attempted payment" is? haha

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hey guys,

 

i posted a thread a little while back regading Lowell (likely suspects :( lol ) they basically claimed to have taken over an old debt of mine, i sent them the SB letter as i was positive it'd be past 6 years since acknowledgement.

 

They sent me back some bulls**t response about it not being SB because an "ATTEMPTED PAYMENT" was made in Feb 2005.

 

My question is, what the hell is an "attempted payment" and where do these DCA's get the logic behind a statement like this?

 

Is it just me or could this be another vague answer, where they don't actually know anything about payments being made, but would use the word "attempted" as a way to cover themselves if they were ever found to be telling porkies?

 

For example, they are not saying "a payment WAS made" but rather they "believe" a payment "could have" been made on this date. :( haha

 

Rather bemused to say the least???!!!

 

Thoughts anyone?

 

Az

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hey guys,

 

i posted a thread a little while back regading Lowell (likely suspects :( lol ) they basically claimed to have taken over an old debt of mine, i sent them the SB letter as i was positive it'd be past 6 years since acknowledgement.

 

They sent me back some bulls**t response about it not being SB because an "ATTEMPTED PAYMENT" was made in Feb 2005.

 

My question is, what the hell is an "attempted payment" and where do these DCA's get the logic behind a statement like this?

 

Is it just me or could this be another vague answer, where they don't actually know anything about payments being made, but would use the word "attempted" as a way to cover themselves if they were ever found to be telling porkies?

 

For example, they are not saying "a payment WAS made" but rather they "believe" a payment "could have" been made on this date. :( haha

 

Rather bemused to say the least???!!!

 

Thoughts anyone?

 

Az

 

Its the latest DCA trick in reply to Stat Barred letters apparently. I think you are correct in your asumption on the "attempted" bit too ;-)

 

Just ask for evidence of this "attempted payment", i.e. a paying in slip that has been marked rejected, a time/date when a payment was bounced etc. Without evidence its all talk :-D

 

S.


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Could be wrong but I wonder if they are meaning that a payment was sent either to the OC or DCA at the time but wasnt processed, maybe the account was closed and it bounced back to you ?

 

I would imagine though they need to provide proof of this, or it could be they are just trying to get you to admit its your debt.

 

Someone with a bit more know will come along to advise next step no doubt.

 

 

ETA they already did, ignore me :D

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hmm,

 

what i think they might be "trying" to say is that payment was attempted to be taken, but couldn't for some reason.

 

However, i think this debt is for a credit card, in which case, the only place a payment could've been "attempted" would be from my current account, and that wouldn't have happened.

 

either way, i ignored this letter for now, after all it's not up to me to prove this debt IS S.B. it's their job to prove that it ISN'T. :)

 

Az

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either way, i ignored this letter for now, after all it's not up to me to prove this debt IS S.B. it's their job to prove that it ISN'T. :)

 

Az

 

Correct :-D

 

Just keep in your mind that this "attempted payment" is being used by a few DCA's now so without evidence isnt worth the paper its printed on :-)

 

S.


Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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Its the new DCA thought police in action. Lowells and others have employed a mystic to read your mind. Apparently back in Feb 2005 you had a fleeting thought about paying a debt. Then you thought NAH!!

 

Lowells have linked into your old memories and pulled this thought to justify their ridiculous statement


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More like they attempted to get a payment....chuffin muppets that they are. :rolleyes:


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Correct :-D

 

Just keep in your mind that this "attempted payment" is being used by a few DCA's now so without evidence isnt worth the paper its printed on :-)

 

S.

 

haha, pretty much like EVERY letter i have recieved from these clowns then? :D

 

Az

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Sam614 has a great situation with an attempted payment, that according to the DCA was attempted by his/her sister, even though she was in hospital after giving birth the day before, and the attempt was on a sunday! If they do come back to you with a specific date, i would suggest checking what day of the week it was, you never know it could also be a sunday. Maybe they have evidence of you standing outside your bank on a sunday shaking your head wondering why you can't pay this DCA.

Edited by jimdev1976

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Its the new DCA thought police in action. Lowells and others have employed a mystic to read your mind. Apparently back in Feb 2005 you had a fleeting thought about paying a debt. Then you thought NAH!!

 

Lowells have linked into your old memories and pulled this thought to justify their ridiculous statement

 

hahahaha, i can just see them now sat around with someone saying "so who has a new way of lieing to people, but making it sound as if we're completely stupid at the same time" then some loser putting his hand up and saying "we can say, an attempted payment was made in xx" then the others giving him a standing ovation, whislt this one cretin laps up the false bravado place on him.

 

haha, i'd love to be a fly on the wall in their offices sometimes! :D

 

Az

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Sam614 has a great situation with an attempted payment, that according to the DCA was attempted by his sister, even though she was in hospital after giving birth the day before, and the attempt was on a sunday! If they do come back to you with a specific date, i would suggest checking what day of the week it was, you never know it could also be a sunday. Maybe they have evidence of you standing outside your bank on a sunday shaking your head wondering why you can't pay this DCA.

 

lol, typical idiocy from these cretins, by the way i'm pretty sure Sam614 is a woman (just incase you drop yourself in it with her lol) - back to the date, i think it was a Friday. The amusing thing is that I was in the marines up until 2007 and between Nov 2004 and Sept 2005 i was in Bosnia on tour, sooooo unless i stopped into a Barclays in the middle of a conflict, they are talking complete bull. :rolleyes:

 

Az

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PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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got to be a figment of their somewhat limited imagination :)

just like their attempted threats in an attempted letter to get you to pay an attmepted alleged debt i suppose :confused::D

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PGH, the letter in question reads as follows:

 

"Thank you for your letter, concerning the above account.

 

We would advise you that the limitation act 1980 section 5 is not applicable in your case and would refer you to section 29 (7) of the limitation which states "A current period of limitation may be repeatedly extended under this section by further acknowledgement or payment". Your last attempted payment date on this account was dated 17th February 2005.

 

We trust this clarifies the situation and look forward to receiving your payment proposals."

 

Your Sincerely

 

Samantha Barnard

Customer Services

 

------------------------------------------------------------

 

What do you make of this? lol

 

Az

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got to be a figment of their somewhat limited imagination :)

just like their attempted threats in an attempted letter to get you to pay an attmepted alleged debt i suppose :confused::D

 

lol, reminds me of a response PGH gave me previously, he / she said i should send a letter of the following:

 

Dear Cretins

 

Thank you for pointing out that an ATTEMPT to pay was ATTEMPTED on date - I would be curious to know how this ATTEMPTED ATTEMP was ATTEMPTED and who actually ATTEMPTED to ATTEMPT to make this ATTEMPTED payment.

 

It certainly was not me I would be very foolish to acutally make an ATTEMPTED payment for a debt that is alledgedly mine, so the question remains, who did try to ATTEMPT this ATTEMPTED ATTEMP at making an ATTEMPTED Payment.

 

When you discover the the identity of the ATTEMPTED payee pleasein form me as I would like to report them to the police for identity theft for making the ATTEMPTED ATTEMPT at the ATTEMPTED ATTEMP to ATTEMPT the payment.

 

I hope that this ATTEMPT to set the record straight reference the ATTEMPTED ATTEMPT to ATTEMPT to make an ATTEMPTED payment is understood.

 

-------------------------------------------------------

 

Although i was very tempted, i decided not to get involved with this game of cat and mouse they so obviously enjoy playing with people :rolleyes:

 

Az :D

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February 2005.

 

haha you think they could have been inventive and picked a different month/year from the other letters weve seen on this site :-D

 

 

[edit] Oh and it this is lowells new tactic at attempting to side step the OFT guidelines on SB debts then we need to collate all the cases this happens and inform the OFT as obviously the few we see on here will be the tip of the iceberg

 

S.


Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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no reason just thought they were trying it on again:)


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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lol, reminds me of a response PGH gave me previously, he / she said i should send a letter of the following:

 

Dear Cretins

 

Thank you for pointing out that an ATTEMPT to pay was ATTEMPTED on date - I would be curious to know how this ATTEMPTED ATTEMP was ATTEMPTED and who actually ATTEMPTED to ATTEMPT to make this ATTEMPTED payment.

 

It certainly was not me I would be very foolish to acutally make an ATTEMPTED payment for a debt that is alledgedly mine, so the question remains, who did try to ATTEMPT this ATTEMPTED ATTEMP at making an ATTEMPTED Payment.

 

When you discover the the identity of the ATTEMPTED payee pleasein form me as I would like to report them to the police for identity theft for making the ATTEMPTED ATTEMPT at the ATTEMPTED ATTEMP to ATTEMPT the payment.

 

I hope that this ATTEMPT to set the record straight reference the ATTEMPTED ATTEMPT to ATTEMPT to make an ATTEMPTED payment is understood.

 

-------------------------------------------------------

 

Although i was very tempted, i decided not to get involved with this game of cat and mouse they so obviously enjoy playing with people :rolleyes:

 

Az :D

 

love that letter :lol::lol::lol:

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haha you think they could have been inventive and picked a different month/year from the other letters weve seen on this site :-D

 

 

[edit] Oh and it this is lowells new tactic at attempting to side step the OFT guidelines on SB debts then we need to collate all the cases this happens and inform the OFT as obviously the few we see on here will be the tip of the iceberg

 

S.

 

i know man, i was thinking the same thing, there have been other letters by Caggers on here saying an "attempted" payment made in Feb 2005.

 

We def need to collate all the instances as you say, i can scan up my letter (removing all data if need be) perhaps make another thread for people to put up their versions of this "attempted payment" letter?

 

Az

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i know man, i was thinking the same thing, there have been other letters by Caggers on here saying an "attempted" payment made in Feb 2005.

 

We def need to collate all the instances as you say, i can scan up my letter (removing all data if need be) perhaps make another thread for people to put up their versions of this "attempted payment" letter?

 

Az

 

Why not just send them a letter that says... "Ok, if you think your view on this matter will stand up in court then invite you to take me to said court and we'll see wht the judge makes of it"... "By the way, I do not acknowledge any debt to your company."


Just hate every DCA out there

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Why not just send them a letter that says... "Ok, if you think your view on this matter will stand up in court then invite you to take me to said court and we'll see wht the judge makes of it"... "By the way, I do not acknowledge any debt to your company."

 

If i thought it would do ANY good at all i would.

 

However I don’t really wish to give them the time of day by responding. If they had anything that would stand up in court, that’d be their first course of action. They have already proven themselves to have no morals or problem with using any and every tactic they can to screw people out of their money, as such if they thought they would win in court I think it’d be the first place they would go.

Az

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The Feb 2005 date and the so called ATTEMPTED PAYMENT probably refers to when the OC sold the alleged debts on to the parasitic DCAs. Its not unknown for a token payment to be shown in order to increase the shelf life of a debt.

 

Obviously if the Leeds Losers had a good case then they would take you to Court. People can now see through them and other DCAs and are not as easily fooled by thei untruths and empty threats.

 

Sufficient to know that this site and others are hitting the **** where it hurts, in their pockets. As the threat monkeys see their monthly blood money bonuses slowly shrink thjen they will resort to more outlandish threats in order that they may earn enough for their weeky alcopops.


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The Feb 2005 date and the so called ATTEMPTED PAYMENT probably refers to when the OC sold the alleged debts on to the parasitic DCAs. Its not unknown for a token payment to be shown in order to increase the shelf life of a debt.

 

Obviously if the Leeds Losers had a good case then they would take you to Court. People can now see through them and other DCAs and are not as easily fooled by thei untruths and empty threats.

 

Sufficient to know that this site and others are hitting the **** where it hurts, in their pockets. As the threat monkeys see their monthly blood money bonuses slowly shrink thjen they will resort to more outlandish threats in order that they may earn enough for their weeky alcopops.

 

It does give me a warm feeling inside to know that they are feeling the effects.

 

On the subject of the "attempted payment" - this isn't when they OC sold the debt onto the DCA, as the first letter i got from them stated that the date Lowell bought that debt was November 2008, but once i SB lettered them, they came back with the "attempted payment was made 17th Feb 2005" statement.

 

Cretins :mad:

 

Az

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Lowell may well have bought the debt from some other pondlife ****** Debt Collector


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