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littlemissmufc

A&L Bank Charges - I may have done something silly....

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Hi,

 

In Oct '07, I did a SAR and had around £2k worth of charges on my A&L account which put me into great finiacial difficulty. I tried to claim them back under hardship and A&L rang me and said they werent crediting all £2k but were going to credit £250. They never put this in writing and I never signed anything.

They passed the account over to a DCA and I have been paying off the overdraft ever since with £161 remaining. A&L have since re-called all their accounts from DCA's and will be collecting on it themselves. Should/could I not pay the remaining £161 as its due to charges that I went £700 over my overdraft limit and could I reclaim the full amount or have I blown it by kinda accepting the £250 credit - times were hard and I had depression so didnt have the fight in me that I do now.

I never signed anything to say I wouldnt claim the full amount or that I would accept £250.

 

Thanks

 

Nik

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You haven't blown anything.

 

Start claiming everything back. Get your court claim in now and add 8% interest


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