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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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dlc egg help


toplad
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i have recieved a letter asking for immediate payment of 18234.02 from dlc on behalf of egg. i belive this may for a loan i will disptue that they state was taken out arounf 2003.

do i dispute and inform dlc i dispute this and cca egg?

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when i first defaulted, they sent it to draycotts ithink. they went stright from a ccj i complaint to egg as this happened in a space of two months. i tried to sort out some payment plan but egg told me they had no details. i told egg i was just going to contiune anyway. they have never send me a letter and tried to contact me since.

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  • 3 weeks later...

i have recieved a letter today from dlc with my postal order.

they say my request for a cca has to be made to the original client, and if i need to dispute i should sent it to egg??

 

i though i long as the account is in dispute to could not proceed without proper legal paperwork ie cca.

 

should i ignore this letter and write to them informing that they have no right to have my details under data protection?

 

 

please help

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  • 4 weeks later...
  • 3 years later...

just got a letter from drydens!!, states last payment was in 2009 so debt is still live and they have found my cca.

 

http://s970.photobucket.com/user/toplad/media/IMG_3120.jpg.html

http://s970.photobucket.com/user/toplad/media/IMG_3121.jpg.html

 

would be very greatful for some advice on what to do with this????

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Tell them to prove the payment was made. Many DCA's invent payments to try and make you think the debt is still live.

 

Send them the statute barred letter. If they say a payment is made then you want to know the exact date, method of payment. If by Postal order, you want the postal order details including reference numbers. If by bank, you want to know the account number and sortcode.

 

Make sure you clearly state you deny any liability to them or their client as the debt is statute barred.

 

If they come back and say a small payment was made around september/november 2009 then it's almost certain they have invented the payment. Many dca's do this for a debt this large because their greed kicks in and they will try anything to get you to pay it. If you have ever had any discount or settlement offers, that is also a good indicator that the debt is statute barred or bad in some way.

 

 

Edit: actually before we go on about SB and all that, when was the last time you used the account, made a payment towards it and/or made written acknowledgement of the debt?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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No. Did you actually make a payment in 2009 or are they just saying you did and you are believing them?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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So you did make the payment and arent just taking their word for it as your post alluded to?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Ok I just read through the tjread. No need to confirm.

 

Can you post those letters up clearer? They are hard to read.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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