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Confused about 2007


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Hi, I am very new here and am a bit confused by the ref to CCA requests and 2007. Does the change in the law at that time alter in any way the effect of a CCA request? I.E if a CCA is not forthcoming within the 12+2 day period and it is therefore unenforceable does this only apply to credit agreement taken out before 2007 or does it equally apply to credit agreements after 2007?

Thanks in advance.

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no change other than typically that date indicates a change in how CCA's were handled, i'e most conform to requirements.

 

what is this all about?

 

who is the debt with etc

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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agreements post 2007 are not 'automatically' unenforceable if a prescribed term is missing on the agreement.

 

ida x

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