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Cabot - Court Claim issued


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Congrats Magda. Nice to see you got through it in the end - and with a good outcome!!!




ALL unsolicited PMs and E-mails should be posted up - Not all on CAG are who they appear to be



My views are my own. If in doubt, seek professional advice. If I can help though, I will. CAG helped me!!


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Hi mandm, nice to hear from you - haven't been on the forum so much in a while for one reason or another - hope you are well!


I was very fortunate to have such a good outcome!


Hope all of your own battles have now gone away and life is a bit quieter for you...



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Congratulations Magda. Are you able to provide any info which will help caggers who for one reason or another may not be in a position to use solicitors?


What's Best for You?



The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.


Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007



Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Caro, many thanks. My defence relied on several points, but was mainly to do with the fact that the claimant was in default of s78, which is why they wanted to adjourn, to try to come up with yet more paperwork. There were other issues as well, but obviously each case is different. I have defended a few claims myself with help from the forum which has been invaluable at times, but for the last two, I used Watsons, who fortunately were able to take my case. I would recommend that anyone tries to get help on a CFA basis if they can, but obviously it depends on how much merit their case has. There are some great people on the forums as well and that has made a huge difference to people being able to defend these cases if they can't get a solicitor, which I know isn't always possible of course. I don't know where I would have been at times without the information I managed to find out on here.


regards, Magda

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