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    • Absolutely: The Homicide Act was repealed. So, after that they could no longer charge people for murder under the Homicide Act. (Not the greatest of examples, I accept, given murderers just get charged with murder being against the common law- but my point is:)   You can no longer be charged with Murder contrary to the homicide act. That doesn’t mean that those serving sentences for murder contrary to the Homicide Act, having been found guilty, had to be released the day the law was repealed.   Charges / restrictions couldn’t be placed under the repealed legislation (without e.g. a CCJ) once the Act was repealed. The repeal doesn’t mean existing charges / restrictions in force at the day of repeal have to be removed.
    • BazzaS Ah - now that complicates things - just when I thought I'd got my head round it!   I did think b] might be a source of worry for the purchaser. They have just instructed their solicitor yesterday but I haven't found one yet, preliminary enquiries didn't result in any clarity on the questions I posed. a] where do I find a CS who understands this and can share their knowledge with the buyer's CS?   I've no idea what the outstanding balance is as the council has not been in touch. I appealed many years ago and it wasn't resolved. I did do a SAR with the council and nothing came back from the Finance dept. so I was hoping my appeal had been accepted and the debt 'wiped' but they hadn't bothered to contact me. There were lots of changes up to the new Care Act 2014 which came into force on 01.04.15    Repeal: I was relying on the meaning below? Hence again I thought that's why the council hadn't pursued the debt and was just leaving the CO [or restriction] on the register to keep me on my toes! If a government repeals a law, it causes that law no longer to have any legal force.   Thanks
    • The issue is 2-fold (both related to perceived risk, in a very risk-averse profession): a) will you find a conveyancer who will agree and follow that they needn't worry, and just notify once sold, and b) buyer's wil be put off if their conveyancer says "well, there is a risk".....   The combination of these may be that unless you get very lucky, you'll only get interest in a sale if an undertaking to settle the outstanding sum is made.   As for the repeal : I imaging that it will prevent new charges / restrictions from when it came into force, not revoke pre-existing ones.
    • I have held a Credit Card with Natwest for over 30 years and in the last 6 months or so, I have not used it.     The card is due to expire in a couple of months and I  have had a letter asking whether I still needed a Credit Card.  And that if I did not contact them within a month, they would close the account.  In order to keep the account, apparently I have to phone them to ask them to issue another card on the expiry of the current one .   I have always maintained a Credit Card, just in case of emergencies and if you hire a car for example, they often want details of a Credit Card.   Is this a new policy by Banks ?  First time Natwest have done this.   I have had zero balances near to card expiry dates before and they have not done this.   And this is a warning note to others, that you should never ignore letters from your Bank, thinking it is just advertising information on their services.  Otherwise you may find that the Credit Card  account you thought that you  had, has been cancelled.     
    • Thanks Again BankFodder for your assistance.   I shall follow your advise and will keep you posted on my progress. I will no doubt need your help further down the line with County Court papers etc.   Gratefully FD
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    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
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      Thanks for reading 
      • 7 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
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    • The controversial sub-prime lender says the City watchdog is investigating its practices.
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anyone seen the news today as i liked his comments specially"the FSA need to show some muscle and common sence" it is now time to back him up and flood the FSA with our complaints about unfair charges he was relating to mortgage charges but i believe they need to know the full scale of the problem so any charges whether it be bank, credit card, or loan please let them know as this is a good time with johns report PF


If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Yes I did hear it and have noted the comments made anout the Gov & FSA by "shelter"!

 

What a shocking state of affairs;

 

The FSA are spineless and toothless, they allow the Banks et al to get off scot free.

All the while, the Gov. sit back and do nothing!????

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The FSA should do what workplaces do, 1st complaint you get a three month period to prove it was a one-off, two complaints is a formal warning, three complaints in a certain period then it is out the door. Take away more dodgy DCAs licences and not allowing them to be renewed should do it.

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If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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.

 

So if I complain to the FSA I don't know what they would do, apart from record my complaint, file it away, and put me down as another statistic

Edited by frettful38

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