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marc.w

Egg credit card terminated

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Hi,

 

My story is very similar to others that i have read on this forum.

 

- requested CCA

- Egg did not respond in required time

- Sent account in dispute letter

- Egg sent through unenforceable CCA

- I sent account in dispute because prescribed terms not included in application form.

- Egg sent default notice

- I sent letter not acknowledging default notice as acount in dispute

- I sent CPR

- Egg terminated card stating sending onto DCA.

 

Basically, my qustion is what should i do now? What are other doing?

 

I have a similar story with my egg loan apart from they have not got to the termination stage yet and they have sent 2 x default notices?

 

M

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Wait until you get a letter from the DCA an dthen send them a CCA request. That usually results in them sending it back to Egg. Write to Egg offereing a fula and final settlement of somewhere between 5 and 20p in the pound on the basis that they haven't got an enforceable agreement.


Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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thanks for advise Steven, will go with that. Have many CAGers won in this way?

 

M

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Look at the successes on the Egg forum


Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

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