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milly5

Barclaycard Ppi Refund Problem

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Hi ,

having a problem with partners ppi refund from barclaycard

 

He had to contact Financial Ombudsman and eventually barclaycard agreed to repay the ppi premiums,at every stage they delayed things as long as they could.

 

About 3 weeks ago he recieved letter from b,card stating what they had calculated refund to be and then said as account was being dealt with by a third party[calder]they had arranged for refund to be deducted from balance owing !

 

Account is with calders[,b,card dca ] as it is in dispute and has been for 8 months.,anyway partner wrote back to b,card stating he wanted the refund paid direct to him as b,card had no right to offset the total amount against the balance owing.....

 

So far he has heard nothing so we need to know what we can do next,

their are arrears on the account now since it has been in dispute, refund is for 500 pounds,arrears approx 250.00 so surely all they can offset is 250.00?

 

In his letter partner asked for the total refund,to see what happened ,but its no surprise that hes not heard anything...

We are not giving up on this but is their any legal stuff we can quote to them?

 

any help would be great,

thanks, milly

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Hiya Milly,

 

You correct in that they can only offset against arrears and as that was money they should never have taken in the first place its only right that anything over and above the arrears should be returned to you.

 

Regards

 

PF


If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

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CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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