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Legal compliance


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Don't the banks have someone who is to do with legal compliance?

 

Can you not inform them that they are continuing to allow the bank to break the law?, then if they fail to act...litigate against them?

 

Just a thought, any ideas?

 

 

Regards

Just another 21 Banks to go......

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I don't think that the charges have been proved illegal yet (I may be wrong) due to the banks caving in before a court hearing.

 

As such they can state that they haven't been proven to have broken the law, and any suggestion to the contrary would be considered defamatory. It might also explain why I saw 'Published Overdraft Tariff = £35' on Lloyds website yesterday...but it's early days yet...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Imagine walking into a shop.

 

"please give me £30"

 

Cashier - "why"

 

"Because I just made a management decision not to buy a packet of fags"

 

or

 

"My automated decision making system decided to buy a newspaper you haven't got in stock"

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...but did they agree that they were going to supply said fags/paper before you needed to make that management decision...and then didn't...?

 

However, it does highlight the absurdity of the situation, as I am sure that if you tried that on with some Saturday staff you would leave the shop £30 richer...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Just another 21 Banks to go......

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Please note that this topic has not had any new posts for the last 723 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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