Jump to content


Immediate Action !


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4501 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Received notification from Mercers this morning that they are dealing with my account on behalf of Barclaycard.

They are stating that as the account is still overdue they have now no alternative but to pass my account to :

A local debt collector who may call at my home to obtain full repayment.

Has anyone else had a similar letter ?

Has someone turned up at the door ?

Have you had to pay there and then ?

Help please !

Link to post
Share on other sites

send the letter in link 1 in my signature to mercers along with:

 

Dear Eejits

I refer to your recent correspondence.

I note it is your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc. Therefore take note that I revoke license under Common Law for you, or your representatives, to visit me at my property and if you attempt to send such a collector to my home, you will also be reported for harassment and I shall seek damages for a delict of trespass. You would also be liable for conspiring in a delict of trespass by acting in defiance of my instructions and sending someone to visit me nevertheless. Should it be necessary, I will obtain an interdict from the Court to prevent you carrying out your threat.

 

I now require all further correspondence from your company to be made in writing only.

I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to, FOS, OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine.

Be advised that any further telephone calls from your company will be recorded.

 

 

 

you need to include a £1po and send recorded

 

ida x

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites

Received notification from Mercers this morning that they are dealing with my account on behalf of Barclaycard.

They are stating that as the account is still overdue they have now no alternative but to pass my account to :

A local debt collector who may call at my home to obtain full repayment.

Has anyone else had a similar letter ?

Has someone turned up at the door ?

Have you had to pay there and then ?

Help please !

 

 

is this a know debt of yours?

 

wonder how old it is?

 

don't worry about these muppets and their threats

 

they are a DCA and have NO LEGAL POWERS

 

if you dont know what they are on about it might just be a phishing letter and better to ignore.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...