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loobyloo35

Mackenzie Hall Chasing SB debt!

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Just before Christmas I received a letter from Pinnock Solicitors chasing an outstanding from Intelligent Finance.

 

I wrote to them stating the debt was statute barred and never heard a thing back from them.

 

About 2 months ago, I then received these letters from MH chasing the same debt. I wrote back to them stating I didnt know anything about the debts and left it at that.

 

A few weeks later I received a letter asking for me to call their offices to discuss the debts mmm I think NOT! I wrote back saying everything to be done in writing blah blah blah.

 

Anyway a few weeks after this I then receive further chaser letters from MH reducing the debt somewhat saying this is their final offer and enclosing a standing order mandate!

 

I mean do they really think I am that stupid! :p

 

So now what do I do? They are clearly taking no notice of the "do not acknowledge letters" that I previously sent to them - shall I just send these to them again?

 

Thanks LL


CapQuest Stat Demand ~ WON :D

 

Vanquis Overlimit & Late Payment Charges ~ F&F Settlement received - 2nd June 09

 

Welcome Finance CCJ ~ Set Aside 22nd May 09 ~ WON :D CCJ SET ASIDE WHOO HOOO!!!!

 

Capital One Charges & Default Removal ~ ongoing

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just ignore the losers, they will get bored first


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Please forward all correspondence to the OFT with your complaint.


The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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Muck Hall/Statute Barred

 

seems to be their "speciality"-bit of a risky business model in these days of "consumer enlightenement" ;)


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The OFT have them under sanctions for chasing SBd accounts. Report their sorry butts :D

 

You should really send MH a SB letter if you haven't already. Use the one you sent the other lot and state that you are reporting them all for trying to collect on an SBd account when you already stated that it's SBd and you're NOT going to pay it!


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The OFT have them under sanctions for chasing SBd accounts. Report their sorry butts :D

 

You should really send MH a SB letter if you haven't already. Use the one you sent the other lot and state that you are reporting them all for trying to collect on an SBd account when you already stated that it's SBd and you're NOT going to pay it!

 

 

Thanks... think I might just do that...... has anyone got the OFT addy please and I will get on the case with that as well :p:p


CapQuest Stat Demand ~ WON :D

 

Vanquis Overlimit & Late Payment Charges ~ F&F Settlement received - 2nd June 09

 

Welcome Finance CCJ ~ Set Aside 22nd May 09 ~ WON :D CCJ SET ASIDE WHOO HOOO!!!!

 

Capital One Charges & Default Removal ~ ongoing

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Mackenzie Hall have recently had restrictions placed on them by the OFT ...!! - have a read of this - The Office of Fair Trading: OFT imposes requirements on Mackenzie Hall to improve handling of disputed debts


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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Do you mean this one?

debtcollectionguidance@oft.gsi.gov.uk

 

Or this one?

The Office of Fair Trading: Contact us

 

Boo;)


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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You can use the latter one...I have done plenty of times in the past and normally get a response (generic or otherwise)...


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

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Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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This debt has now been passed to their partners in crime MERITFORCE.

 

Had the relevant letters sent to me despite telling Muck Hall that I have no memory of these debts :p and that they are SB anyway, but no they carried onto ignore my letters, even wrote to me asking me to give them a call to discuss - I don't think so! Any hooooo, got the letters from MF threatening me with doorstep collection if I didnt ring or pay up!

 

I rang them last night, told them I was fed up with receiving threatening DCA letters for someone that no longer lived here! Talk about rude! The woman tried to talk over me time and time again, tried to interrupt, basically told me to bin the letters saying no one would turn up anyway!

 

When I did finally get the chance to speak I told her that I had returned all previous letters and marked "not known at this address" and she stated that it was impossible as they had only just taken over the account blah blah blah, and I said they were from Muck Hall who she said they were nothing to do with them! Oh yes you are I replied! :D

 

She basically told me to ignore the letters and throw them away, don't bother returning them or wasting your money on spending on the postage, no one will turn up!

 

she was very rude and shouted over me down the phone and this was only over a few letters, god knows what she would be like if she was trying to get money out of you!


CapQuest Stat Demand ~ WON :D

 

Vanquis Overlimit & Late Payment Charges ~ F&F Settlement received - 2nd June 09

 

Welcome Finance CCJ ~ Set Aside 22nd May 09 ~ WON :D CCJ SET ASIDE WHOO HOOO!!!!

 

Capital One Charges & Default Removal ~ ongoing

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Report this to the OFT, they will be interested in this...They can either afford to get a £50,000 fine or are really not bothered by the OFT's orders - The Office of Fair Trading: OFT imposes requirements on Mackenzie Hall to improve handling of disputed debts


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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You made it quite clear in previous correspondence that you believed the debt was statute barred) (and I presume you have proof that you sent the letters) and they continue to harrass you by passing the debt on whilst you have a very valid dispute....this is a clear breach...


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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Meritfarce are MHall sharing the same address and directors. Report them today to the OFT and we'll all share the benefit of seeing them disappear down the river.

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I agree. Report them - I'd love to see them flounder.

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Thanks for the info guys, I have definitely kept all my paperwork and copie of letters sent to them along with the recorded delivery numbers so I will scour my files, photocopy it all and sent to the FSA and OFT - what them burn in hell!!!! :D


CapQuest Stat Demand ~ WON :D

 

Vanquis Overlimit & Late Payment Charges ~ F&F Settlement received - 2nd June 09

 

Welcome Finance CCJ ~ Set Aside 22nd May 09 ~ WON :D CCJ SET ASIDE WHOO HOOO!!!!

 

Capital One Charges & Default Removal ~ ongoing

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