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Barclays Overdraft Protection

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Hi, I am pretty sure i'll be duplicating what others have already asked but quite frankly this site is confusing me slighty. If someone could direct me I would greatly appreciate it.

 

I have 2 Barclays bank accounts both running overdrafts. I get charged £4.00 per month on each account for overdraft protection which I am pretty sure I neither agreed to or signed for. I'm wondering if there is any way that I can reclaim these payment as I know PPI cover isn't worth the paper it's printed on but up until now I had wrongly assumed it was compulsory.

 

Help, please!!!:p

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Overdraft protection is PPI so the same processes apply


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FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Hi, I am pretty sure i'll be duplicating what others have already asked but quite frankly this site is confusing me slighty. If someone could direct me I would greatly appreciate it.

 

I have 2 Barclays bank accounts both running overdrafts. I get charged £4.00 per month on each account for overdraft protection which I am pretty sure I neither agreed to or signed for. I'm wondering if there is any way that I can reclaim these payment as I know PPI cover isn't worth the paper it's printed on but up until now I had wrongly assumed it was compulsory.

 

Help, please!!!:p

 

Please read through a few of the stickies to gather information and get a general handle on PPI mis-selling.

 

If you then believe you have a sound case you should get the evidence. SAR then prepare your case and then claim your money back.

 

So best to start here there is a lot to read up on if you have any questions just post them up.

 

PPI - Some Notes for Claimants.. this is the easy one

 

Mis-sold PPI? Want your money back? use these links to help

 

this one take a bit more work but the information on PPI mis-selling is here.

 

aa


I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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