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Black Horse Default Notice Help


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Hi

 

I sent A CCA request to BH and within the 12 day + 2 they sent a DN, and then 2 days after that sent the information requested (which was enforceable). It seems that they sent this default notice on purpose because i requested a CCA!! (MBNA have done exactly the same!):-x Is there any way of getting these removed even if the arrears were paid up on time???? the arrears were paid by the date requested in the DN.

 

Then a few weeks later, get a letter stating that they have charged a fee for the default that had recently been registered.:-x

 

But i thought if you paid the arrears within the time frame then they cannot register a default against you?

 

and where can i check for free my credit history?

 

thanks

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  • 2 weeks later...
Hi

 

I sent A CCA request to BH and within the 12 day + 2 they sent a DN, and then 2 days after that sent the information requested (which was enforceable). It seems that they sent this default notice on purpose because i requested a CCA!! (MBNA have done exactly the same!):-x Is there any way of getting these removed even if the arrears were paid up on time???? the arrears were paid by the date requested in the DN.

 

Then a few weeks later, get a letter stating that they have charged a fee for the default that had recently been registered.:-x

 

But i thought if you paid the arrears within the time frame then they cannot register a default against you?

 

and where can i check for free my credit history?

 

thanks

 

if you paid in time they cant default you. report it to the information commissioner and financial ombudsman

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