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Littlewoods have defaulted me without a default notice or CCA


Helenatroy
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Just checked my credit report for the first time.

 

Littlewoods (Shop Direct) have a default against my record.

 

I haven't paid them anything in over a year since they couldn't produce

a CCA.

Now I notice that they have defaulted me recently, but I have never received a 'default notice'.

 

Can I get them to remove the entry from my record?

 

Regards

HelenaTroy

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If there is no agreement there is no proof that you ever gave them your permission to pass your personal data to the credit reference agencies. Also, they cannot default you without giving you a Default Notice. However, if you ask them to they will probably not remove them. You may need to take them to court to get a court order to do it.

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