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Is my agreement enforcable

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Hi, i was wondering if anyone could help me, i am new to this so fingers crossed posting in the right place.


I have received my CCA request but it isn't signed, they are saying that they do not have to provide me with a signed copy under section 77 and reject my claims entirely.


All the other information is on there but there are no signatures on it anywhere.


I would be very grateful for some help and what i do next.

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They can omit certain data which includes signatures. Have a read through why you shouldnt use section 77/78 CCA 1974 if you want the signed agreement


why you shouldnt use section 77/78 CCA 1974 if you want the signed agreement - The Consumer Forums



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  • 4 months later...



Thanks for this, i did have a read through what you said, so i sent a letter to them asking for a signed copy of my original credit agreement and stated that this was not a request under the 1974 Consumer Credit ACT.


They then sent me a another 2 credit agreements which were still unsigned, they have now sent a letter saying basically that they beleive i am responsible and they don't have to send me a signed copy and they will now be sending it to court for an attachment of earnings.


I would appreciate any help in this matter as i do not have a clue what to do now.



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