Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • if this is the same as yours  it states exactly who has to do what and when..   dx  
    • Hello everyone, I managed to write a letter but since I am not very good to write such a letter in English I took parts from other letters published in this forum.  I am posting it but if it is not right please tell me and I will try to write another one. Thank You.   Dear Sir, I write regarding the letter that I have received from you and concerning the occasion on when I was reported for travelling on your bus service on 17th January 2020 in Pembridge Road/ Kensington Park Road using another person not transferable zip card.   I apologise profusely for my actions in this case. I pride myself on my integrity and honesty and I feel shameful for my moment of very poor judgement. As an international student under Tier 4 Visa conditions if this matter were to escalate further into court, it would lead to severe penalty from Home Office in my case, thus a criminal conviction would be devastating and I am afraid I will lose the right to remain further in the country.   As said above I am an international student. I have been in England less than a year and ignorantly I did not know the severity of such actions. This does not want to be an excuse for my offence, since I immediately understood how wrong I was, it only wants to be an explanation of  what let me take such a foolish decision of using someone else’s zip card.   I am extremely sorry for what may appear to you to have been an attempt to avoid my liability, but I must stress that this was not intentional. I wish to apologise to the member of staff concerned and to TFL, I am just so sorry for my actions and the inconvenience caused to all involved. I am happy to make immediate payment of the unpaid fare and all the reasonable costs that my actions have caused and avoid a criminal record thereby allowing me to protect my good name.   I have never been in trouble with the law in the past and I am very sorry that my ignorance has led to this situation now. I sincerely hope that you will accept my offer. I am now fully aware of the rules relating to the TFL freedom pass and tickets and can assure you that I will always ensure to hold a valid ticket of my own on any future journeys.   I would appreciate your consideration and I sincerely hope that you can show some leniency in this matter.    
    • I've read through the claim. The defence is in a document format – and I presume that you have simply typed it out. However it is a block of text and it is too difficult to read properly. Please will you post the defence again but this time properly spaced and punctuated in a way that you would like to see if it was presented to you. I have to say that your claim form has run to 9 pages – and pretty well all of it unnecessary. The one most important element which seems to be missing – is that you have asserted your right to reject the vehicle. This is almost all you need to plead in the claim form. You say that you have asserted your right to reject. Please will you post a scanned copy of that. If you don't have access to a scanner then for £49 you can get an excellent run from PC World which will last you for years. We give very good help and advice and support here free of charge – but I think it's reasonable for people to have at least the minimum equipment needed to use this kind of setting. A claim form is simply used to state your course of action – and not to provide all the evidence and advance information about your case. Your claim should simply have been Please will you post the letter of rejection. And yes, it wasn't a good idea to pay by bank transfer
    • There you go then, you are being blackmailed. Just checked the wording of the template corporate response you received. Did you notice this? (bolding mine)     You're not choosing to cancel. The choice has been made for you. The problem here is that your OTA is refusing to admit that your holiday is being cancelled, until the very last minute and trying to force your hand into choosing to cancel it.   No matter what you do do not cancel it yourself, and lose your deposit. The way I see it you have 2 options: 1) Pay the £1800 and wait for them to cancel your holiday, then get the refund you are entitled to. Please only do this if you can afford it. 2) Don't pay the balance, but don't cancel. Try and negotiate further with them so they can't claim that you chose to cancel. Show them the evidence you shown us that your holiday is already cancelled, and demand they provide evidence that your holiday is going ahead. Send them a letter of intent, take them to small claims court if they refuse to refund your deposit.    People on this forum other than me should be able to help with step 2)
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 7 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
mkb

Ltd Co - can I claim?

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3990 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi

Can I claim back bank charges from Ltd co account? Bank sent letter to say that, in view of how a/c being run, they are closing it in 30 days :(

 

I have been charged £245 in charges since April 09 when a/c opened so would like to claim back if poss :oops:

Share this post


Link to post
Share on other sites

Anyone?

Share this post


Link to post
Share on other sites
Hi

Can I claim back bank charges from Ltd co account?

 

Yes, but there can be snags.

 

What is the state of the present account, i.e. credit or debit balance? If it is a debit balance, does it exceed the total value of the charges you wish to reclaim?

 

Have you got an alternative account with which to continue trading?

 

Els


BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

Share this post


Link to post
Share on other sites

It's in credit as the bank will not allow overdraft :(

 

I'm trying to open new a/c at present but with poor personal credit history (1 default & missed payments to 3 others), I anticipate this will not be straight-forward but Nat West have a new a/c for people with credit history problems so am hoping they will accept me. The alternative is to pay one of these 'guaranteed' opening firms which I would much sooner avoid :(

Share this post


Link to post
Share on other sites

You'll have to take the standard approach of asking for your charges back. As they are intending to close your account, they are unlikley to roll over and credit your account or send you a cheque, so you will then have to issue a claim in the County Court in the name of your company. The bank will probably request a stay in proceedings, based on the OFT v Banks ongoing court case. You can object to that of course, but you'll need a good set of arguments to convince a Court that your case should not be stayed.

 

If and when you win, they will send you a cheque made out to the account name, i.e. name of your limited company.

 

The most important matter for you at the moment, which you're clearly aware of, is the need to open a new account.

 

Els


BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...