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1995 MBNA agreement but for a very recent card?


Roger_Ahoy
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Hi

MBNA recently produced (finally) a 1995 Application Form/Agreement supposedly relating to a MBNA Amex card I have held only a few years.

 

I suppose it is possible that the old card has been "upgraded" etc over the years -- but I wondered if any experienced CAGGERs could let me have their thoughts to what will be needed in any court proceedings?

 

Cheers

 

R

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MBNA will need to produce the Credit Card Agreement bearing your signature.

 

A sheet of paper claiming to be an application form/Agreement without it will be unenforceable.

 

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HI Thanks,

 

yes the copy produced does have my signature on, but there is nothing at all that relates to the account in question (except the word "MBNA"!!).

 

 

I have had half a dozen or more MBNA cards over the years , they could try to produce any old agreeement!

 

R

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HI Thanks,

 

yes the copy produced does have my signature on, but there is nothing at all that relates to the account in question (except the word "MBNA"!!).

 

 

I have had half a dozen or more MBNA cards over the years , they could try to produce any old agreeement!

 

R

 

There would need to be some reference to the account in question.

 

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