capital 1

[gerrard14]

i got a letter of capquest last year concerning credit card to cap 1 asked for cca and told them until they could come up with a proper signed cca not a application form the account would remain in dispute but now ive just recieved letter from lowellfinancial that they have purchased the debt what is my next step as i thought while the account was in dispute they coudnt pass it to another HELP

[cerberusalert]

Send the Lowlifes this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/574-letter-when-account-has-been-passed-on-whilst-agreement-request-is-in-dispute

[debt4get]

they will continue to play pass the debt on to dca after dca just send the letter and sit back, these a lowlife bottom feeders they will get fed up eventually when they find they have purchased nothing

[Pinky69]

They cannot pass a debt to any agency whilst the account is in dispute. Make a formal complaint to the OFT. The more complaints that go in about these breaches of their guidelines the sooner action will have to be taken against them.

[debt4get]

since when did any dca we know of play by the rules we all know they pass disputed debts between themselves, you just have to carry on sending the letters eventually they will go away... i agree they should be reported to the oft just wondering when the oft are actually going to do something for the consumer

[Pinky69]

We are all wondering that but until they do we must keep complaining or nothing will ever be done.