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    • Basically i can claim for my excess and loss of earnings as i was self employed and cost for hire of van, solicitors have asked for uninsured losses, if lossess are not included in claim i cant recover them at later date the letter states.  
    • Hi All,   On 26th May this year I called my broadband/phone service provider, Talk Talk, to inform them that I would be leaving them and moving to BT at the end of the month.  My contract with Talk Talk had officially ended back in October 2019 and I was just paying them on a monthly basis for continued service. I was advised that I did not need to do anything, as arrangements would be made on my behalf to keep my existing number etc between Talk Talk and BT.  I began my contract with BT on 1st June.  I cancelled my bank payment arrangements to Talk Talk and set up new ones for BT. I then received a bill from Talk Talk for June's monthly charges, which I ignored as I was no longer a customer, I owed them nothing, and they were not providing me with any kind of service. I then received a second bill from Talk Talk for July's monthly charges. I called Talk Talk to explain their error but they insisted that I was still a customer using their services.  This was despite me proving that I have been a BT customer for the past two months and paying BT for services that Talk Talk are claiming to be theirs. Talk Talk then took £60.39 from my bank account on 2nd August, despite having no authority or consent from me to do so.  I complained to my bank and they explained that utility companies hold on to customers payment details (despite GDPR) and this practice is common.  I have now instructed my bank to refuse any further payments to Talk Talk, by any means!. I phoned Talk Talk to complain and insist they repaid my money immediately as it had been obtained fraudulently and they are not providing any service to me anymore.  The adviser couldn't help much, but promised me a call from a manager later in the week.  The call never materialised. I called Talk Talk myself today, and after nearly four hours of phone calls, being put on hold, transferred, being made promises and making more calls, I have got nowhere. One manager did offer a token £30 payment which I obviously turned down.  I eventually hung up after being put on hold for over 20 minutes during a call lasting over an hour. These people are ignorant at best and impossible to deal with. Please could someone advise me on how to get my £60.39 back from these people?  
    • They can ask you to help them.   The reason for doing this is that the accident was between two private citizens with the Insurance companies covering the risk.  The Insurance company need your assistance to claim directly against the other driver, as the other drivers Insurance are not paying the claim.  Each Insurers pays 50% of the claim costs.     If you don't help the Insurers, I am not sure what they can do about this, as you are no longer a customer of theirs.   Perhaps ask whether they will cover your costs. e.g. time. 
    • no you refuse  they cant do that without your permission.   arent arguing over hire car costs are they?  
    • My former insurance company Axa, is taking the other party to court to reclaim their outlay  This will be in My name because legally the claim has to be in my name? Axa said it was 50/50 claim, so Axa paid me out.   Can this be done in my name without my permission? Axa said it was 50/50 why are Axa going after the other driver? i thought Axa would pay me, the other party paid by their insurance company?   
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
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cerberusalert

'Ruthless' loan shark is jailed

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A loan shark who was branded a "ruthless individual" by a judge has been jailed for five years at Manchester Crown Court. BBC NEWS | England | 'Ruthless' loan shark is jailed


Anthrax alert at debt collectors caused by box of doughnuts

 

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No he hasnt its been suspended for 2 years

 

Menacing Loan Shark Escapes Prison Term - Yahoo! News UK

 

Oops different loan shark


PGH7447

 

 

Getting There Slowly

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Advice is given freely but is in no way meant to be taken as Gospel:-)

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Disgusting!

 

And similar is going on everywhere.

 

AC

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And i thought brighthouse were a rip off.


:cool::cool: Blondmusic :cool::cool:

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Hopefully he will find some big buddies in prison who will like him as a playmate! :D

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Well, seems to be different reports, according to sky his 51 week sentence is suspended!!

 

Can't see anything about an order to pay restitution either!!

 

Menacing Loan Shark Escapes Prison Term - Yahoo! News UK


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Well if he has then good & hope the key gets thrown away :mad:

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The OFT issued this creature a consumer credit licence, which they now say was 'fraudulently obtained'.

 

Readers may be interested to look at the loan shark's website; I particularly recommend the 'our agents' link.

 

Reading about the court case, it seems to me that (bricks through windows aside), the difference between Kiely and many of the companies who feature so regularly on CAG is a smart website and a better ability to bullsh1t the OFT.

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He had TWO cases heard, one resulted in imprisonment and the other in a suspended sentence, which I understand could now become imprisonment AFTER he has finished the FIRST case. The reason behind this is that the cases were heard on the same day but not concurrently... therefore he has a longer time inside.

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Let this be a warning to all loan shark scumbags out there :mad:

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there were 2 cases, they have just been on the news one in manchester got 5 years one in newcastle got 2 years suspended


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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2edsj2t.jpg

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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he was a busy lad on phothop wasnt he, that is about has valid as some of the rubbish the proper dca;s throw about


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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True enough. 'Our Agents' look like knuckle-scrapers of the worst kind and look about as well versed in financial matters as The Honey Monster.

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Would have been funny if just 1 of the east Manchester women he picked on just happened to have a hard type/gangster son or something :D

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