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rodrigum81
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Hey,

 

I was just about to send my Letter Before Action as the 14 days notice was up on 4th August and I decided to re-calculate as I noticed something odd on one of my statements. They deducted £36 in what they called ADJUST TO CR 07FEB. Does anyone know what that means and if it is in actual fact a charge? It has been deducted after a £30 deduction for recall of a DD. Also as I was re-calculating I realised that I had missed a couple of other charges such as Card Misuse. So in my original prelim I asked for £1,900.82 but now the amount is £2,044.32. Shall I put the new amount in the LBA or is it too late?

 

Any help would be gratefully appreciated!

 

Thanks guys

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no you can add it its prob a case ofthey charged you 30 when it was meant to be 36

WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY :lol:

 

MY SUCCESSESS

HSBC £5,735.35 :D

MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:

MUM £3580.00 WIN FROM NatWest :grin:

AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00

EQUITA BAILIFFS £293.00 REFUND :grin:

MBNA £871.16 WON WITH CI AT 24.49%

WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol

CAP ONE WON WITH CI AT 29.9% £994.26

 

CLAIMS ON THE GO AT MO

mbna ppi

NatWest cc at mcol (ppi next)

welcome ppi

first response charges

 

IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU ;)

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  • 2 weeks later...

:confused: OK so I am about to issue the court claim as the 14 days after the LBF is up and I have had no reply from the bank yet. Can anyone help me with the wording that I should use. I am quite nervous about it all and don't know what to write in there. I tried the moneyclaim online but gave up as I couldn't get the correct wording in the limited space, so I opted for the PDF form instead. It's just I don't know how to fill in properly. I have put the template wording in the particulars of claim, but what shall I write in the brief details of claim bit? Also what do I write under the Value part?

Do I add the 8% interest to the amount claimed or will that be added at a later date?

Please, any help will be gratefully appreciated!!;-)

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Brief details is just a short descri[ption of what the case is about. anything along the lines of 'Refund of bank charges' is fine

 

On the front, VALUE, simply put

Bank charges - £XXXX

Interest - £XXX

Court costs - £XXX

Total of - £XXXX

Plus daily interest at 8% of £0.XXp from the date of issue until settlement.

 

Below this, in the box marked Amount claimed, this should be charges plus initial interest shown above.

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Thank you Michael for your reply, it has been of great help!!

 

Just one last question.

 

The daily interest at 8% of £0.XXp from the date of issue etc... is that 8% of total charges & interest??

 

Thanks once again for your help!

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