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    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
    • Peter McCormack says the huge investment by the twins will help Real Bedford build a new ground.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Barclayloan CCA Request


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Hi TJ,

 

3 threads merged - please use one per topic as it keeps all the info together.

 

As this is a loan a/c, you can send them an "Account in Dispute" letter. Carefully adapt and use this - http://www.consumeractiongroup.co.uk/forum/barclaycard/167584-barclaycard-no-cca.html#post1805429

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  • 1 month later...

I did not end up sending the account in dispute letter I waited for Barclays to make the next move.

 

It seems they have now done that and sent it to there debt collections company. Should I now send them the account in dispute letter? Also should I include a copy of any of my previous letters?

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Hi Jester,

 

Send the dispute letter to BC and a copy of it to the DCA.

 

Which DCA has contacted you.

 

:)

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It was Chelmer Collections, in a Barclays envelope, with the Barclays footer, you would have thought they would mask it a bit better.

 

Anyway I was going to sort out the letter mentioned above tonight but have come home to the following Default Notice, can you give me your views on it, and should I just send off the previous mentioned letter to both the DCA and Barclays or do I need to use a different one?

 

Here's the Default Notcie

 

img007.jpg

 

img008.jpg

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Send in the "a/c in dispute" letter now. Adapt it to say as they've failed to send you the credit agreement to which you're entitled, the a/c was, and still is, in dispute.

 

Accordingly, they had no right to issue the DN. If any adverse data concerning this is put on your credit records, you'll take court action as necessary if any damage is caused to your reputation.

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Letters sent and a week later still no reply (I know they tend to not hurry these things)

 

I am just wondering, at what point would either I or them say, yes you/we have no signed credit agreement and so you/we will write off the debt?

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Give them a reasonable time to respond.

 

Don't hold your breath for them saying, "Fine and we'll write it off." :p

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