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    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕
    • Though it would be Highview you would  pursue. DCBL are nonentities-on their best day,
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
    • Six months of conflict have also taken a heavy economic toll.View the full article
    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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help. car finance with welcome


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hi hope some one can help. iv got finance on my car what i took out in feb 07 borrowd 4000 pay back 8000 over 48 months so far iv paid about 5500 to them so still have 2500 to pay over the 19months. but the problem is iv been out of work for over 7months now and cant aford to pay them i can hand the car back and walk away from it coz iv payed over half but realy need to keep hold of it im going bankrupt in 1 months time so does eneyone now a way for me to keep the car and them not take it hope some one can help kids love the car.

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seriouse now

 

welcome force these micky mouse insurance products on you as the norm

they will use every excuse in the book not to pay out

i bet you never got it in writing why they refused to pay

 

realy need to know why they refused in your case

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What you MUST do if Welcome have rejected your PPI claim is write back to them stating that as they have not honoured your claim for protection payment insurance, then you state that their PPI wasn't worth the paper it was written on !! request ALL the premiums you have ever had with them back with contractual interest.......they WILL pay if you complain.....If you do go bankrupt and the official receiver interviews you then over your list of debts you will need to put a large 'D' in a circle to state that a particular debt is disputed.......

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Write something along the lines of - and send the letter recorded delivery to the Managing Director....

 

Date

 

Account number

 

ACCOUNT IN DISPUTE

 

Dear Sir / Madam.

 

I am writing with some concern over my agreement with yourselves. As of (xxxxx - date) I was made redundant from my job, as a result of this I tried to use the Payment Protection Insurance which your company sold me.

 

As a result I was refused this so called 'insurance'.

 

I am of the opinion that your PPI was obviously missold to me and wasn't even worth the paper it was written on. I now request that you refund me all my premiums paid to you (in the last 6 years if you have taken out other top ups) plus contractual interest.

 

If I do not receive a response within 14 days, I will have option but to report your company to the Office Of Fair Trading, The Financial Ombudsman and my local MP.

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seriouse now

 

welcome force these micky mouse insurance products on you as the norm

they will use every excuse in the book not to pay out

i bet you never got it in writing why they refused to pay

 

realy need to know why they refused in your case

coz i got the sack and thay see it as my falt. i read yesterday that when i go bankrupt thay can take back the car to try and claim back some of the money even tho iv paid well over half just didnt wont them geting there hands on it. nasty gits.

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Writing letters is one of the best things you can do as so often seen in cases like this, especially as some companies will lie to frighten people into paying....if need be then CANCEL the cover immediately, but you do need to raise a dispute AND put it in writing as they could deny any telephone conversation unless you record your calls...

 

I have a friend who was in exactly the same situation as you tried to claim on the PPI and was refused, he sent letters outlining the dispute, they said they would respond in 8 weeks and never did, he wrote a letter before action to the MD at the time and they refunded ALL his PPI payments in the last 6 years and gave him contractual interest back too over £3,000 worth in a cheque

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Gibeno

 

SackEd Covers Dissmissal

Voluntry Redundency

Company Going Bust

Laid Off

 

As Ive Said Before

Go Back To Lse Where You Belong

 

Gibeno, you are talking absolute twaddle. Go away.

 

Whats Lse, postggj?

jed

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