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    • Is that your name on the Lloyd's Pharmacy label? If it is, I suggest you use a program like Paint to obscure it.   You should be able to upload a file with multiple pdf files if you read our guide - click on the word upload.   HB
    • Ok so the charging order or restriction remains in force, no time limit.   I'm back now to finding a CS who understands that the restriction merely requires them to notify the council AFTER the house has been sold [as per post no. 17] and can explain that to the buyer's solicitor so the buyers are reassured and proceed with the sale. I can then pursue the case with the council when they receive notification of the sale as no doubt that will fire up the case again after being dormant for so long.   If anyone can recommend a CS they've used before in similar circumstances or one they know has experience of this I'd be grateful. Thanks
    • Well it seems slamdunk to me. Not only that but they refer specifically to the original order and that they ask you to sign and "amended order". The only other explanation is maybe they have received it from you. Could that be a possibility? I think I would initially drop them an informal line – by email and by letter saying that despite the amended order which you agree to on XXX date, you now see that the money which has been paid out you has had the full £850 deducted. With a please explain why this has happened and why the terms of the amended order you understood had been agreed had not been. Suggest that you send that after them immediately and will see what comes back. Maybe it is simply some misunderstanding and there is no point jumping the gun and started to issue threats if there is some innocent explanation. It certainly sounds a bit strange  
    • Hi i have attachd photos and the letter also there are 18 questions   1.Do you uderstand the caution? "you do not have to say(or write), anything, but it may harm your defence if you do not mention, when questioned, something which you later rely on in court, anyrthing you do say may be given in evidence.   2. please sate your full name and address   what is your occupation and how long have you held this position.   what is the name of your employer the company you own?   3. please give your full account of how waste that contained correspondence addressed to you was found to be fly tipped material depositiied it then shows a map.   4. did you produce the controlled waste, shown in KM2 - KM6 below, deposited on the named road.   KM2 I have never seen before in my life KM3 is not a clear picture i cannot say i recognise or dont recognise these objects.   5. if not, do you no who produced the waste shown in photographs KM2 - KM6 depositied ---- if so please state there name and address.     6. did you deposit the waste, shown in photographs.   7. if the awnser is yes to question 6, please state why and the date you depositied the waste.   8.if the awnser was yes to question 6, did you ask permission to deposit the waste there? if so please give details of person or company.   9. if you did not depsoit the waste shown in photographs KM2 - KM6, depositied (name of road) do you know who did? please state name, address.   10. have you organised or paid to have any waste removed?   11. if the awnser to question 10 is yes, do you recognise any of this waste in photographs KM2 - KM6 pkease state photograph numbers.   12. if you asked or employed a third party to remove or organise and manage removal of waste, please state details name address etc. as well as a written agreement.   13. if you trannsgerred waste to a third party please state on what date, how i found the individuals and when i contacted them.   14. if you did employ or ask someone to remove the waste produced by you, did you check to see if they were a licensed waste carrier with the enviroment agency.   15. if you transferred waste to a third party describe the vechile used to transport the waste away.   16 uf you transferred waste to a third party please describe the persons involved.   17. did you do everything you now believe to be reasonable actions in the circumstances to make sure that any waste produced by you was transferred to a authorised person or registered waste carrier? please list actions taken, what else could you have done to check?   18. is there anything else you wish to add.     I have trid to upload files direct to this website but it said error 200   https://docdro.id/gnI3oBJ   https://docdro.id/BsMEPgn   https://docdro.id/i70Eu9U   https://docdro.id/gOhhUVe   Sorry i pressed something my keyboard and it sent
    • Thank you for that. I can't see any photos though, maybe you're working on that.   HB
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mr.ton

Here is the real banking news today

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Profits down and bad debts rise at HSBC - 03/08/2009

stephengreen2.jpg

 

 

HSBC has revealed its pre-tax profits have plummeted more than 50 per cent to $5bn (£2.98bn) for the first six months of 2009.

 

An interim statement from the group also reveals that the increasing level of bad debts on its balance sheets in Europe, the USA and Asia has driven up loan impairment charges and credit risk provisions to $13.9bn (£8.26bn). This is a rise of $2.8bn (£1.66bn) on the first half of 2008. HSBC said that compared with the first half of 2008, deterioration in credit quality was experienced across all customer groups and regions as the global economy weakened.

 

The UK unit of the business contributed pre-tax profits of $1.66bn (£985m), but this was down from $3.48bn (£2.06bn) as at June last year. HSBC now has more than 351,000 customer accounts in the UK.

 

In the group’s commercial banking unit in the UK, loan impairment charges grew as continued weakness in the economy led to higher impairment charges, particularly against exposures to the real estate and construction sectors. Pre-tax profit in commercial banking in Europe dropped from $1.9bn to $852m.

 

HSBC’s statement said: "Within the UK, the core residential mortgage portfolio continued to experience low impairment, in large part reflecting HSBC’s continued focus on in-house origination and control. Stresses were more evident in the cards and other unsecured portfolios, and the secured portfolio of the consumer finance business, as unemployment rose and the ability to refinance existing debt reduced.

 

"In UK Commercial Banking, loan impairment charges rose from a low base of $173m to $504m, reflecting the general economic downturn with problems most evident in the property and retail distribution sectors."

 

Impairment charges on loans across the group, which were packaged into assets available for sale, increased from $67m as at June last year to a massive $591m at June this year.

 

Stephen Green (pictured), group chairman of HSBC, said: "The timing, shape and scale of any recovery in the wider economy remains highly uncertain. Our view continues to be cautious as long as a number of serious impediments to growth remain. Despite the macroeconomic uncertainty, we are confident in HSBC’s continued ability to deliver results. Sustainable banking is our priority."

 

The news outlets decided to keep this story quiet & focus on the Barclays news then :rolleyes:

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The most disgraceful piece of news spin/manipulation :mad:

The BBC or nowhere else have mentioned this, just focused on the Barclays news.

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God, I would NOT want to kiss him!

Edited by angry cat

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What Mr Green really means is "everyone is sh*t up to their necks in debt & cannot repay" :rolleyes:

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If anybody would like to email Stephen Green his PA is Sara.J.dare@hsbc.com

You have to email his PA because he doesn't like people contacting him!

So his own email account won't accept external emails!

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God, I would NOT want to kiss him!

 

Me neither. I would like to kick his boz tho!!

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Is Green wearing a syrup?

 

You'd have thought with all of those squillions of number-monies, he'd be able to afford a better rug!

 

Cheers,

BRW

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Or even a hair transplant!

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The poor man can't help it - he's impaired!

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