Jump to content


  • Tweets

  • Posts

    • If Labour are elected I hope they go after everyone who made huge amounts of money out of this, by loading the company with debt. The sad thing is that some pension schemes, including the universities one, USS, will lose money along with customers.
    • What's the reason for not wanting a smart meter? Personally I'm saving a pile on a tariff only available with one. Today electricity is 17.17p/kWh. If the meter is truly past its certification date the supplier is obliged to replace it. If you refuse to allow this then eventually they'll get warrant and do so by force. Certified life varies between models and generations, some only 10 or 15 years, some older types as long as 40 years or maybe even more. Your meter should have its certified start date marked somewhere so if you doubt the supplier you can look up the certified life and cross check.
    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Worried about my Ex and Children


pego
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5338 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi im new on here and just need some advice basically my ex-partner has been accused of benefit fraud had the initial interview where the interviewer asked some really inopropriate questions was rather itimidating the accused her of having me living with her and the kids she told them I didnt then they said they had watched the house and seen me there a certain week this was correct as I had stayed over to help out with my children as my partner has a mobility problem, they then said well he didnt live at such address as they had watched the house my partner then told them thats because that was my grandmothers address and in fact my address is at my mothers house in the next street where he is registered the interviewer was taken aback by this.My ex did two days of volunteer work for a family friend at a card shop a week ago which is near the local council shes doesnt get paid for this the original interviewer said he needed to speak to her so she said came to the shop asked her to change her story and sign a statement my ex refused and basically the guy said she was a liar and slammed the shop door almost breaking the glass. The interviewer went straight to the jobcenter and reported my ex for working and claiming. Her family friend was rang and questioned by the interviwer and had been asked to sign a form, now my ex has recieved a letter saying her benefits have been stopped as she has been working and claiming and then asking for my income details and address the CAB say they cant help and now shes waiting for a solicitor I love my ex and my children too bits and its having a effect on both of them and I just want to do what I can to help I contribute to Virgin TV Phone internet so my children can have a half decent life and I pay the house contents insurance as they live in a bad area I used to transfer monies direct to my partners account but I stopped this with her claiming I need help please

Link to post
Share on other sites

I've read this a few times now and I'm still a bit confused....are you saying that an interviewer from the council went to the shop? (at this stage I need to point out that working voluntarily for a family friend is unlikely to be acceptable as working unpaid is not the same as voluntary work)

 

If the council investigator was speaking to your ex about working what makes you think that they 'went straight to the jobcentre' The local authority are just as capable as investigating this on their own.

 

Do you work? what address do your employers have for you/are you recorded at for the payment of council tax/use for benefits....there must be a reason that they thought that you lived at your grandmothers. Or are you one of those fathers who 'flit' about at various addresses so that you are not responsible for anything. If thats the case it will be harder for you or your 'partner' to prove that you have another verifiable address.

 

 

Why did you stop payment money to your (and I notice that you say partner here - not ex) was it just so that the benefits office wouldn't deduct anything for maintenance?

Link to post
Share on other sites

I do work yes Im on the electoral roll for my mothers address all my bills are for my mothers address my employers details are all for the same address for some unknown reason they came up with my Grandmothers address I dont claim any benefits myself she is defintaly my Ex partner im only repeating what I was told about about the jobcentre so if thats wrong thats my mistake the children are not mine I took them on as my own and me and my ex decided than rather than me pay "maintenance" I take the children out and see them like that im sorry if you think thats out of order

Link to post
Share on other sites

No I dont think its out of order, your first message was a bit confused.

 

If the DWP have been investigating your ex for you possible living with her dont be surprised if they ask you in for an interview to get your point of view.

At the end of the day they are their to protect the public purse by finding out the truth of the matter - there job is to find out what is going on, they are not there to make decisions on claims.

Link to post
Share on other sites

First of all dont worry.

It is only natural to try and get as much down while you think about it, particularly if one is angry, annoyed or upset. A lot of us members on here have come across hundreds of opening threads such as yours but please remember that the clearer you explain the problem, the easier it is for us to try and help.

 

I'm not too sure as to why they think you live at your grandmothers house unless they have followed you on several occasions, and each time you have gone there, and therefore they have put two and two together and come out with eight.

 

I agree that working unpaid is not classed as voluntary working ( the definition is different ).

 

Would you really be expected to pay maintenance for the children if they are not actually yours. Surely the "real" Father should be responsible for that.

 

You could try making an appointment for you BOTH to see someone at your local benefit office, taking with you any all proof of living arrangements, payments etc, and try to get them to look at the case again. They must come across this type of problem pretty regularly, but that doesnt mean they can class everyone the same.

 

If you hear anything else let us know.

Please note that although my advice is offered, you should consult your legal representative before taking ANY action.

 

 

have a nice day !!

Link to post
Share on other sites

  • 5 weeks later...

Hi thankyou for being so helpfull, since the last time I wrote anything my ex's money has been stopped re-instated stopped again and reinstated again the council have acknowledged that my ex was not being paid to help out at the shop but are still continuing the investigation regarding me, the main person however is on holiday for four weeks and apparently no one else knows whats going on (typical) but my ex has been told when he is back he will be paying a visit to my mum's house to see my living arrangements which I am completly fine with. I am also looking to purchase a property closer to my ex's house so I can see the children more.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...