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    • img20200702_21434032.pdf
    • DCBL are bailiffs, and like "debtors" to know this in the hope we will wet ourselves.   However, in this case they are not acting as bailiffs but just as rent-a-threats writing silly letters, so just to cover themselves write on the back of their letters that there is no bailiff action.     Yes, the site accepts images, if you click on upload a simple guide will tell you how to redact your personal details and upload the documents as a PDF.   The point of the SARs was just as a belt & braces approach to make sure you had as much info. as possible before going for the set aside.  When you have time, please post up what you propose to write on the set aside application. 
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    • Re the meat processing plant virus outbreaks, think I have read that the virus likes a cooler temperature range.  Which may be why some scientists have predicted that northern hemisphere countries may see a second wave in the Autumn.     Hopefully this won't happen as I think enough damage has already been done and I dread to  think of the consequences of further national lock downs. 
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ukaviator

Provident Financial faces backlash from Barnardo’s as doorstep lending profits rise

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Provident Financial, the doorstep lender that offers cash-strapped households emergency loans, drew criticism from charities yesterday as it reported a 3.5 per cent rise in profits.

 

Barnardo’s, the children’s charity, accused Provident of driving poor families into “worrying levels of debt” and called for an inquiry into doorstep lending practices.

 

It said that Provident, one of the biggest home credit providers in the UK and Ireland, charged “extortionate” annual percentage rates of up to 545 per cent to hard-up borrowers.

 

The Bradford-based lender made a profit of £53.1 million in the first half of 2009, up 3.5 per cent on a year ago. In a sign that borrowers are becoming more desperate as unemployment rises, the group reported that customer numbers across the UK and Ireland had risen by 5.3 per cent to 2.1 million in the first half of 2009.

 

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Provident Financial faces backlash from Barnardo’s as doorstep lending profits rise - Times Online


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They are also now offering loans to people to pay off existing debts at a discount.

 

I heard a little rumour that provident have brought out Wescott.I'm looking into that.

 

So they are now a DCA too running a scheme called freshstart.

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