Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

BankFodder BankFodder

 

BankFodder BankFodder


  • Tweets

  • Posts

    • if you are twisting sideways to takaway pubs? rather than opening pubs as you initially referred   ... thats always been cheaper at off licences and supermarkets isn't it?   WHAT are you actually saying/claiming/suggestion if anything?
    • They have got a plan https://www.gov.uk/guidance/working-safely-during-coronavirus-covid-19/restaurants-offering-takeaway-or-delivery   It seems pretty clear to me.
    • do you mean they are saying lowells got a CCJ by legal proceedings? if so when?
    • Hi    my other half received a letter about a month ago from BW legal stating he owed around £400 for talk talk account from 2013    we called talk talk. Can’t pass security as his phone number and email address don’t match the ones on file and there is no way around this    we sent a subject access to BW legal they’ve wrote back to say they’ll be in touch shortly but they aren’t suspending collections activity while this is being investigated?    BW legal told us on the phone the last payment was made April 2013 but legal action started Jan 2014  so it’s still enforceable until jan 2021    non of this is showing on his credit file.    where do we go from here. Obvioisly we don’t want to impact his file but how can we prove it’s Not his debt as we can’t even access the account!?    surely they can’t continue with collections activity without supplying this information we’ve asked for.    any help or advice would be appreciated :) 
    • I genuinely cant make any sense of this   https://www.independent.co.uk/news/uk/politics/car-industry-boris-johnson-made-in-britain-japan-south-korea-brexit-a9598466.html   Japan has an agreement with the EU, the UK is unlikely to:   so how is having vehicles made in Japan, labelled as made in UK .. Of any use to the Japanese manufacturers or the UK car industry
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 6 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies
count orlok

What happens if your last address does not exist...

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3989 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

....and one of your creditors sends court papers there?

 

I allegedly owe tens of thousands and can't afford to pay any more than the £15 a month i am now paying.

 

I know this is a situation DCAs do not like yet i receive hardly any letters from them.

 

My fear is that one of my creditors will send court papers to my old address in an attempt to get a CCJ by default. Thing is according to the Post Office my last place of residence does not exist, although the building is still there it is boarded up and should have been pulled down years ago, but a resident at the other end of the street will not move out.

 

What happens to mail sent to addresses that do not exist? There is still one residential address in the same street although it does not share the same post code as my last address, could it go there? There is also a Pub and Social club listed along with a listed building that is undergoing restoration but still has some old uses listed.

 

I know they do not always take notice of the post code and sometimes send letters to similar addresses, because I now live in a newly built house and often get letters for an old flat that used to be down the road back in the 20th century even though it had a different post code and has been pulled down for years, incidentally most of these letters seem to be from DCAs.

Edited by count orlok

Share this post


Link to post
Share on other sites

If the address doesn't exist in the eyes of the post office they would/should return the mail to sender. But even if they did manage to acquire a CCJ you could easily get it set-aside under those circumstances.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

Share this post


Link to post
Share on other sites
....and one of your creditors sends court papers there?

 

I allegedly owe tens of thousands and can't afford to pay any more than the £15 a month i am now paying.

 

I know this is a situation DCAs do not like yet i receive hardly any letters from them.

 

My fear is that one of my creditors will send court papers to my old address in an attempt to get a CCJ by default. Thing is according to the Post Office my last place of residence does not exist, although the building is still there it is boarded up and should have been pulled down years ago, but a resident at the other end of the street will not move out.

 

What happens to mail sent to addresses that do not exist? There is still one residential address in the same street although it does not share the same post code as my last address, could it go there? There is also a Pub and Social club listed along with a listed building that is undergoing restoration but still has some old uses listed.

 

I know they do not always take notice of the post code and sometimes send letters to similar addresses, because I now live in a newly built house and often get letters for an old flat that used to be down the road back in the 20th century even though it had a different post code and has been pulled down for years, incidentally most of these letters seem to be from DCAs.

 

In Scotland the papers will be returned to the Sheriff Court who will then post them on the walls of the Court. Following expiry of the defence date the Decree will be awarded in favor of the Pursuer. If it is for a debt then they will go for a CCJ followed by the usual.......

 

If you think you can defend it is worth giving your correct address, they have other ways of chasing you these days so ensure it is really what you want to do.

Share this post


Link to post
Share on other sites

I have informed all my creditors of my new?present address, as well as telling the electoral register and CRA. That said I believe the DCAs are not above a little bit of "creativity" when sending out certain paperwork.

Edited by count orlok

Share this post


Link to post
Share on other sites
In Scotland the papers will be returned to the Sheriff Court who will then post them on the walls of the Court. Following expiry of the defence date the Decree will be awarded in favor of the Pursuer. If it is for a debt then they will go for a CCJ followed by the usual.......

 

If you think you can defend it is worth giving your correct address, they have other ways of chasing you these days so ensure it is really what you want to do.

 

What pray are the "other ways " , just as a point of interest , thank you

Share this post


Link to post
Share on other sites
What pray are the "other ways " , just as a point of interest , thank you

 

LinkedIn, databases, public records etc

Share this post


Link to post
Share on other sites

I am not worried about the DCAs knowing where I am. I have done all i can to let them know where i live, my concern is if they "accidentally" use my old address to send import papers to, knowing that i am almost guaranteed not to have sight of them.

Edited by count orlok

Share this post


Link to post
Share on other sites
I am not worried about the DCAs knowing where I am. I have done all i can to let them know where i live, my concern is if they "accidentally" use my old address to send import papers to, knowing that i am almost guaranteed not to have sight of them.

 

I see, then use Royal Mail's mail forwarding service.

Share this post


Link to post
Share on other sites

I did that for 3 months when i moved over 2 years ago. My creditors all know where I live. If i could afford to keep paying the PO to redirect my mail the problem would not arise. My worry is they could try "to sneak one in under the radar" so to speak.

Share this post


Link to post
Share on other sites

I wouldn't worry at all, you can check for CCJ here CCJs, court orders & fines - Search yourself and others - Trust Online

 

As has already been said by Cerbs, if they do obtain a CCJ without your knowledge, you will be able to have it set aside anyway.

 

Boo:wink:


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

I can see where you are coming from, and know who you mean:) as this has been done 'accidentally' on more than one occasion;)

 

I guess as has been said you could get a CCJ set aside, but youre point is, I believe you do not want it to go as far as this situation, am I correct?


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites
I can see where you are coming from, and know who you mean:) as this has been done 'accidentally' on more than one occasion;)

 

I guess as has been said you could get a CCJ set aside, but youre point is, I believe you do not want it to go as far as this situation, am I correct?

 

precisely old chap :)

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...