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Tasha30 debt questions


Tasha30
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Hello,

 

Just wondering if ne 1 can help me, about 6 months ago my husband left mi with a large mortgage ond £3000 arrears on it and a load ov other debts. At tha time we had a hire purchase car but when he left I cancelled the payments even tho he was still driving round in tha car (finance was stupidly in my name) the car has now been repossesed but afta selling the car i owe £1500 advised that would be able to make payments of £5 per month but they refused and referred it to a debt collection agency :shock:. Also we had council tax arrears that I am paying back and am just about managing to keep my head above water. The only thing is I had an overdraft of £800 from bout 3 years ago but Lloyds are now saying that I owe £1567.81 can they add this much interest on? I have told them that I am willing to make a token payment each month of £2 and they have accepted this, also we had a joint overdraft of £1500 with interest it is now £1999.01 they have referred this to BLS now dont kno wat 2 do. I know I have been stupid before with money but am trying to get myself sorted out :confused: Please help

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Hi Tash and welcome to CAG :)

 

Use this link and have a read about the forums and how to post your own thread where you'll get the advice and help you need.

 

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

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Posts moved to a new thread

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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Thanks Car :)

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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