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Unenforceable Credit Agreements


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Hi,

Can anyone recommend a Solicitor who will work on a no win, no fee basis regarding Unenforceable Credit Card Agreements.

We have done alot of the work ourselves (ie writing to the banks and requesting a copy of the agreements) - most of which have not got any!! So, we now need a Solicitor to take on our cases.

Many thanks

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I'm no expert but if there is no agreement forthcoming, then the account is in dispute and you stop paying until it turns up! So it might help another cagger to help you, why do want a solicitor, or rather what is it you want a solicitor to do?

 

 

One the banks has sent us a letter (received yesterday) stating that as we had not been in contact to arrange payment then they are passing the matter to their legal department and like you, I am no expert - so not sure what to do.

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If you start a new thread in Debt Collection Industry - The Consumer Forums for each of your a/cs we'll advise you on which route to take. For those who have not responded to your CCA requests send them this http://www.consumerforums.com/resources/templates-library/86-debt-collectors/571-failiure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale For those a/cs you can now legally withold payment until they produce an enforceable agreement.

 

I'm not aware of any reputable solicitors that will take on cases like this on a 'no win no fee basis', but there's nothing which they could do that you can't do yourself.

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If you start a new thread in Debt Collection Industry - The Consumer Forums for each of your a/cs we'll advise you on which route to take. For those who have not responded to your CCA requests send them this http://www.consumerforums.com/resources/templates-library/86-debt-collectors/571-failiure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale For those a/cs you can now legally withold payment until they produce an enforceable agreement.

 

I'm not aware of any reputable solicitors that will take on cases like this on a 'no win no fee basis', but there's nothing which they could do that you can't do yourself.

thank you I have posted 2 threads as you suggested under Debt Collection Industry, I would be gratefull for your opinion

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