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    • Hi,  I'm new here, and hoping that this is the right place to post this.   I applied for pip and was awarded standard mobility (10 points).  I did an M.R. but got the same result. They acknowledge that I can't leave my house without having someone with me. They accept that I'm not completely housebound as I go out to appointments, which are not a regular occurrence, they also said that they can't award me enhanced because I'm not out most days.  Is this correct?  Surely it shouldn't matter how often I go out? 
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    • Good morning all,   I have an update for you all, shortly after my first hearing i was told i would need to have a rehearing with another company, Obviously i agreed but after the initial grievance hearing the person then asked me to enter into a private conversation, I have received the settlement offer and are disgusted as its not even half of my monthly  salary, I'm not sure what to do at this stage as i dont have the funds to finance a solicitor,so any advice would be appreciated.  
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steviecunningham

Mis Sold PPI question!

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3998 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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Hi all,

It's my first post so apologies if

1)it's in the wrong place

2)already been talked about!!

 

The thing is we (Me and Wifey) have been contacted by The Alchemy Organisation about possible 2 cases of mis sold PPI's by Welcome Finance. Alchemy say they work on a "no win no fee" basis. If we have been done by Welcome I don't want to get done again and just wanted to see if any one has used the guys before (Alchemy), whether or not it's better to go it alone or find somebody else??:???:

 

Thanks

 

Stevie

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From my point of view Stevie, you will get a huge amount of very good advice from some very well versed people on here who have been through the process many times.

 

If you're confident enough I would wait for the advice on here and see if you can deal with it yourself, but that's me.

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Thanks Ian

 

I'll hang fire for a bit and see what happens!!

 

Thanks

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Welcome to CAG steviecunningham!

 

As Ian0579 mentioned, you will get a lot of help here if you decide to go it alone (except you won't be alone!).

 

First off - we assume you do have PPI? I know it sounds like a silly question but with Welcome you never know what you've bought!

 

Do you have a copy of your original agreement? Has it ever been "reworked" by Welcome?

 

When did you take out the loan? Is it secured, HP, etc.?

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Hi T2upNorth

I don't the booklets with me at the minute..

We took a 10k loan out at the end of 2006 with the minimum amount of insurance (can't remember if the guy said we "had to" or not but definetly felt pressured into it) about a year later increased it to 15k and thought we'd kept the insurance the same. They were\are secured loans. I'll post back later with dates and insurance details.

 

Thanks

 

Stevie

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hi stevie

 

you need to send off to compliance dept at nottingham for a subject access request, and cca requests..the first costs £10 and they have 40 days to comply and the latter costs £1 and they have 12 + 2 days to comply, print your names..do not sign..send recorded delivery...in the meantime gather as much together that you can of all your originals.

 

b-o-2


ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6231

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

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Hiya Stevie,

 

Would you like this thread moved to the CAG PPI FORUM where it will be better served.


If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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