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You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

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BankFodder BankFodder


1foxie

Subject Access Request

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Afternoon everyone. Could anybody tell me about subject access requests. I think they are for seeing the charges that have been added to your account. If you request one of these does it mean that you admit liability for the debt? Also, can you have what they have added onto your account taken off the final owed amount?

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A sar http://www.consumerforums.com/resources/templates-library/86-debt-collectors/576-subject-access-request-debt-a-dca is a request for all the dat that they hold on you as a person and covers all the a/cs you have with them. What you get back will be copies of agreements, statements, letters, telephone transcripts etc. The statements will enable you to determine what unfair charges they have added which you can reclaim and will normally be deducted from the debt thus reducing the amount owed. Also extremely handy is that you will receive a copy of your agreement which will enable you to determine whether it's enforceable or not. If it isn't you wouldn't have to continue paying anything.


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