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    • Ok thanks guys for all the help & advice I think I will go the DRO option but will open a new bank account somewhere else first etc.  The only other things im little worried about is reading on the DRO it says about I wont be able to apply for credit but what about things like my car insurance as thats classed as credit paying it monthly Plus they say i must not have assets or car worth over £1,000 so what about things like my car worth around 2.5k and as said before when my father passed away he left me his camper that I cant part with its worth about 4k and what about things in house and jewellery etc ?? Can they come to house and check and so on
    • threads merged  please keep to one thread per issue.   dx  
    • read it proprly.. it doesn't say WILL anything and original creditors don't do court as they don't want the judge delving into their business model nor the bad publicity.   as for the FOS you just have to let it run. yours is a very short time since yo put it into them typically it always takes 6-9mts normally before they move on anything though they usually send you an ACK they have the complaint.        
    • Since the last post on this thread I have sent a complaint to the FOS but have not heard anything from them as yet either, I'm guessing they're rather snowed under and on reduced staff so no real surprise.   Still had nothing approaching help from lending stream but today they emailed me default notices for the loans, again demanding I phone them and pay up in full or they will begin court proceedings.   Any advice as to how I should proceed please?
    • Hi,   I received two PCNs in October 2019 from Havering Council. All the below applies to both PCNs, as the correspondences were at the same time:   Fast forward to February 2020, I file witness statements on grounds that I made representations within 28 days but did not receive a rejection notice.   The TEC cancelled charges.   Havering write to me asking for supporting evidence of representations that I made.   I email them screenshots with timestamps of the representations.   In early March Havering reply to me by email 'confirming receipt of email and both cases are now on hold pending an investigation. Please allow time for a full response to be sent.'   Fast forward to 18th June Havering write to me the attached:  Havering Charge Certificate.pdf   Now, it seems as though the sender of this letter is not up to date with both cases and is unaware of the TEC's decisions, as well as the email correspondence.   My questions are, 1) What should I do next? and 2) Is there a way to use their misstep to avoid paying for the PCN entirely?   Thank you.
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
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    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
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I have had a knee injury causing me to have 5 months off work, which has included surgery.

My manager and team leader have held 2 meetings with me. The first was after being off for 2months. Their lettter said they wanted to meet with me and see if there was anything they could do to help me.

I attended with both of them there. I discussed my injury and prospective surgery. I had attended the occupational health as requested. The OH doctor agreed with the diagnosis and the course of action - being surgery.

During the interview I was critisied for 'letting my colleagues down', and that my sickness levels were unacceptable.I was not asked how I was feeling and was not wished well on leaving the interview. They just said they would be in touch. I was very distressed by their attitude. I had hoped that they had found some work I could be doing that would be suitable office based until my surgery. I did not expect, nor did the letter outline that it was to discuss and be negative towards my ill health.

On return to work I had a 'return to work interview'. Again I found the manager and team leader being negative towards me. They brought up again my amount of sickness leave. They then went on to say they did not like the way I worked my flexi time, which is allowed for all staff. They also said that when I work over my allocated hours that it may be my own fault. The manager said someone had said I like to social chit chat and maybe that was why I accrued flexi time. I felt as though I had been slapped across the face at this statement. I am a qualified professional and act in a professional way at work and do not have the time to social chit chat. They would not give me the name of the person who apparently made the allegation.

I am shocked that a return to work interview has been used for other issues. I feel offended, hurt and disillusioned. I find I cannot sleep well and that I look at my work colleagues wondering if anyone had said this? I am also being irritable with members of my family, which I regret. I also have a review in 3 months, but I am not sure why I have to have this review.

Please can you advise me if I am being neurotic or if this is what should happen when a person is off sick and followed all the requests for attendance at occupational reviews. I work in the lovely NHS! Please can anyone advise?

Edited by ANITA
grammer and typo errors

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Guest Old_andrew2018

In answer to your questions you are not being neurotic, you are being subjected to bullying and harassment.

Are you in one of the trade unions, if so have you considered asking for assistance in drafting a grievance.

 

Andy

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