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Budgeting loans


gyzmo
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As you probably know by now, I've been given a verbal offer for a position and am waiting for CRB clearance before getting a written offer.

 

In a couple of weeks time, I will have been on benefits for 6 months and from that point will be entitled to apply for a budgeting loan under the "help with starting work" section.

 

I am hoping to be able to claim £1500 - £2000 for a car (its an essential car user post), insurance and general running costs, as well as clothes for work (all my other work clothes no longer fit - it's been 3 years since I last needed to wear them!).

 

I don't envisage the job starting before the 6 month period comes up, and realistically I do not see any hope of getting a perm or temp job in the time being,

 

What I need to know is whether I can submit the claim now for it to be paid once I get the offer letter (if it is after the 6 month period) and whether that amount is claimable for the purposes stated.

 

PLEASE PLEASE PLEASE do not offer suggestions on getting a car like finance, bangers, loans, borrow, hire, credit card etc. They are not options.

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Unless you've been claiming JSA for 26 weeks or more, then they won't entertain it. I was knocked back last week because I'm 4 weeks shy of the timescale.

Be good to yourself, when nobody else will

[sIGPIC][/sIGPIC]

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Well just called the 0845 number to find out.

 

Can only claim £350 maximum and can't buy a car (even though it's for helping starting work)

Can't claim because I'm on JSA (not income based).

I will be put onto income based once unemployed for 6 months.

I can only claim once I've been on income based JSA for 6 months.

In other words, the amount I could claim is not enough and comes 6 months too late.

 

Real help getting you back to work? Yeah right.

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Well just called the 0845 number to find out.

 

Can only claim £350 maximum and can't buy a car (even though it's for helping starting work)

Can't claim because I'm on JSA (not income based).

I will be put onto income based once unemployed for 6 months.

I can only claim once I've been on income based JSA for 6 months.

In other words, the amount I could claim is not enough and comes 6 months too late.

 

Real help getting you back to work? Yeah right.

 

 

Yeah, the system's a joke. I'm currently fighting it on 2 fronts - both on behalf of my partner, who they seem to think isn't deaf :???:

Be good to yourself, when nobody else will

[sIGPIC][/sIGPIC]

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