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Robinson Way Ignorred responce to req time to pay !!

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Just joined a nd new so excuse way ignorance. Long story but basically.


1. Credit card debt Cap 1

2. Correspondence out of blue from Robinson Way("RW") 01/2009.

3. Letter sent asking who they were 30/01/09 and what capacity they were writing to me. No reply.

4. Letter recd from RW saying home visit 01/02/09.

5. Claim form recd 20/03/09.

6. Was unable to deal with this in proper way as at time was caring for my mother who was later stages of cancer. (Lack of sleep for weeks, stressed and upset at what was happening with mother. She passed away 12/04/09/

7. Assumed this was cap 1 taking action so sent admission and req time to pay.

8. they ignorred this and went to default judgment.

9. Phoned who I thought was solicitors acting for them (Horwich Farrelly) pointed out what had happened. They confirmed they had request for time to pay and confirmed they ignorred it.

10. App to have judgment set aside as they had not followed court rules therefore Irregular Default Judgment.

11. After making above app. RW changed solicitors and obtained interim charging order.

12. Both app to set aside and charging order listed for same time.


Charging order was not expected and need some advice and guidance as what to do next. I believe that they have not acted fairly in the way they have dealt with this and feel that they have failed in many ways and that the Unfair Relationships Test applies.


Will expand further but need some help please.

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You appear to be well clued up as to what to do on opposing the Interim Charging Order.


Have a read of these links to see if there is something more to assist -


Have a look at the links below on Charging Orders and what grounds you may oppose them -


Insolvency Helpline

National Debtline


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Any advice & opinions given by supasnooper are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability.

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Thanks for other links and threads. I will be looking at those. Can anyone give me any advice on getting default judgment set aside as they didnt follow court rules plus fact I didn't have any notice of assignment nor did I receive a default notice.

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