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spamheed

CRA have nothing on me

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Well, today I went online to the website annualcreditreport.co.uk to see my free callcredit report.

 

And according to this lot Callcredit have absolutely nothing recorded against my name, No CCJ, no CC defaults or late payments or nowt.

 

Perhaps I should check the others to see if they have nowt neither LOL


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There was nothing on mine either, other than showing me having a mortgage and a bank account.....imagine my shock when I checked experian and it was full of debts/defaults etc. :D:D


:)I am not an expert, but I can give good advice about Brighthouse:)

 

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Are you still alive :p


 
 

Any advice I give is honest and in good faith.:)

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Help keep it up and active, helping people like you.

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I thought than the free Annual Credit site stated that their information was gathered from the 3 main CRAs?

 

I have only checked Experian which had plenty on it ;) but the Free Annual Credit site report actually showex more than Experian which I suspect means Equifax as well?

 

Sounds strange to me.


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The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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Same here annualcreditreport.co.uk was whiter than white, not even a hint of the 3 CCJ's & many defaults on my Experian credit file:eek:

 

Very thorough, NOT

 

Morph

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It's the same with all three main CRAs. One might have information the others don't and vice versa thats why it's always best to check them all.


Anthrax alert at debt collectors caused by box of doughnuts

 

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annualcreditreport.co.uk is useless. It does not give an acurate account of your credit file. I personally think its a gimmick to collect peoples data.


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This company is the same as checkmyfile.co.uk - just a different brand.


Eyes opened and back in control of my life thanks to this site x

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I may be getting cynical in my old age but I tend to agree that perhaps it is a way of seeing if you're still "active" ie still at the same address etc. and as soon as I pop my head above the parapet.......

 

I did notice the option to get a more detailed report if I Paid them some money!!! it may not quite be the freebie they advertise

 

If I'm right I expect to get (in the near future) a couple of tickles about Egg Card and Loan and another no hoper trying it on for a Three account that never was.......we shall see


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The large print giveth, but the small print taketh away. ~Tom Waits, Small Change

 

 

Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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Are you still alive :p

 

Go on admit it you're dead...lol...:lol::lol::lol:


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

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I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

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Rumours of my Death have been greatly exaggerated!!

 

although I must confess to being a little transluscent this morning


Hope this helps

 

 

If you feel that this site has helped you in any way please leave a donation if you can afford to do so.

 

If you feel that have been helpful please feel free to tip the scales.

 

 

The large print giveth, but the small print taketh away. ~Tom Waits, Small Change

 

 

Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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Make sure you inform the CRAs of any demise incidents :D


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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I dont even know why Call Credit actually exist anyway - they never have anything on anyone's file seemingly.

Experian & Equifax do - but this lot never have :rolleyes:

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Just another greedy bunch of bankers trying to fleece the general populace.


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If you feel that this site has helped you in any way please leave a donation if you can afford to do so.

 

If you feel that have been helpful please feel free to tip the scales.

 

 

The large print giveth, but the small print taketh away. ~Tom Waits, Small Change

 

 

Please note: i am not a qualified lawyer, any advice is offered in good faith and is based on my own and others experiences and a penchant for research and a desire to help others to empower themselves

 

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Mine was clean as well, I mailed them and they said it was because I had just moved. I didn't tell any of the DCAs after that we'd moved but Crabrot sent a welcome note a few weeks later...:eek:


The Grand essentials of happiness are: something to do, something to love, and something to hope for.

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