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welshcake

Fed Up with Next Directory anything I can do?

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Two months ago I dug out all my wifes Next directory statements as dispite paying £80 a month the balance still seemed high and I noticed all the Service Charges each month which when I quizzed them was interest on the balance. I stated that I wish the account to be placed in some sort of financial hardship where we paid the money each month and don't pay interest and not allowed to order which they agreed.

 

I have today recieved a statement dispite paying they have again charged me a service charge and also a late payment fee which I am not happy about, Is their anyway I can say right sod you then your only getting like £20 a month off me now or something like that.

 

Can I even go down the route of requesting a CCA?

 

Help Needed

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Can I even go down the route of requesting a CCA?
Yes & depending on the age of the a/c there's a great chance that it's unenforceable.

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Yes & depending on the age of the a/c there's a great chance that it's unenforceable.

 

I think the account is from 2007 is that anygood?

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Did you open it online?


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I've asked my wife and she can't really remeber not sure if there's a way of checking, I would have thought she would have as she hates chatting on the phone to companies.

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Never mind, you'll soon find out if/when you get the CCA back. ;)


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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So it is worth CCA them then? Should I just offer them a really small payment a month and say up yours that's all your getting if your not happy then take me to court as won't the court favour myself if I have made an offer and yet they won't accept it.

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It's always worth sending a CCA just in case.

 

If you make an offer it will go in your favour because it would show the Judge that you are not deliberately trying to avoid the issue, besides if it ever went that far a Judge would look at your circumstance and then decide what he thought you could reasonably afford & in some cases that could be as little as £1 per month.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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