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    • I have debts of my own and will sort another advice separate for them as now I’m not working and a full time carer for wife & daughter I’m struggling to pay them so will want advice on letters to send them for reduced payments etc But for now I need to know what to do about PayPal as its really making me worry and is making me ill but ive got to try be strong and put on brave face for wife & daughter I dont want them picking up on something is wrong & worrying me
    • Help & Advice wanted on PayPal debt please I had someone staying with me for a while before they moved away and they had access to my PayPal account and was buying a few things and giving me the money no problem but then unknown to me until it was to late they had a gambling problem also and last off used my PayPal to fund online gambling . They ended up using £5,000 through PayPal and the first I knew was when I went to do some online banking and seen £1200 went out of my bank for PayPal so I looked straightaway and stopped / cancelled my bank letting PayPal take from my account . Then I logged on to PayPal and seen transactions 1 after another this going to total the £5,000 so I unlinked my bank & cards from PayPal account . Then nearly 2 weeks after I started getting emails and messages saying my account was in negative balance for £3,800 because they already had the £1200 . I’m in a bit of debt anyway and struggling so for this to happen left me feeling very ill to find they have spent thousands and left me without anything no money to live on or feed family even at the time as that £1200 that was took out of my account was all I had, I’m very annoyed and feeling very mad and very ill. Ive no idea how I can put this right as got no work no money because My wife got struck down with illness and disabled and I also have special needs daughter so I’m now a full time carer for both wife and daughter . I need to sort this but dont know how or best way to go about it. Ive had emails from PayPal and ive replied and explained plus went on live chat etc and asked for it to be logged and for them to please come to some payment agreement even though I cant afford it I know I got to put things right somehow but had no joy in chat and was just told pay into PayPal what I owe. So again I get emails and I reply but not getting any reply back to my emails . Ive not told my ill disabled wife about this right now as it would push her over the top and make her more ill thinking about it and its her Nephew to top things off so I know it would destroy her . Ive tried talking to someone with PayPal in live chat etc and emails as said asked if it can be logged showing ive been in touch regarding this matter and need to try sort it and also asked for them to contact me in writing so hopefully we can come to some sort of agreement to put this right but so far its been about 31 days now since account been in negative and ive had no phone calls or letters from them yet So what can I do and whats best way to deal with this I’m trying to pursue the person for these funds as we speak but know I’m not going to get anywhere
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Hi all i could really do with some help in writing a letter or how to re draft a subject access report with a view to unlawful charges on my account!

 

In a nutshell i am currently paying rossendales for last years CT only £300 left to go :) they seem to have been ok with me although i have paid them £700 in just over a month. Not sure if their fees are legal or not but they did get access to my garage :( and left me with a WPO unsigned by me.

 

This years CT has been passed to them but as yet no contact as i am still waiting on the councils response to taking back the debt before they visit, will keep you posted on that.

 

However Equita are chasing me for a previous property (different council) i have wrote to them and informed them i am paying the council direct and not them as i believe the figure the bailiff gave me is wrong and they are cheating me with their fees. 995.81 for a 746.32 liability. I've paid the council 100 direct and will do so again this month and hopefully they will take it back.

 

The reason for the request is i think Equita have over charged me for fees on liabilty orders in 05/06 and 06/07, my own fault for keep letting it get to this stage but i just feel that as things are now being paid i want to make sure that ive not overpaid the bailiffs in the past.

 

How do i find out what they have charged me on those years because when i rang them they denied ever having previous years accounts.

 

Thanks in adveance and sorry for being so long winded. :-x


All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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the first thing you do is write to them and ask them to supply you with a breakdown of charges on all account collected by them

send the letter by recorded deliver

you can also e-mail them for this info but it will have to be followed up by letter

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Do i just use a standard subject access report? Or does it need wording differently becaues its multiple years im after, equally is just one charge of £10.00 for all three years?

 

Thanks


All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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you don't have to send for a subject access request yet just send a normal letter asking for for a breakdown of charges on accounts collected by them for the years in question

 

if they don't sent them then you sent a subject access request

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Thamks Hallowitch have now sent the letter requesting a breakdown of bailiff charges on previous account, spoke to the council first to see which accounts had been passed to Equita and the amounts on the liability's. I'm sure i ended up paying far more than the amounts the council wanted back then i just paid the bailiffs off in one go didn't know about forums like this.

 

Now then regarding the rossendales situation for last years CT. :confused:

 

First communication from them 25.03.09 standard NOTICE of REMOVAL PROCEEDINGS stating amount due 1264.09 pushed through letterbox, i stupidly ignored this as at the time i couldn't pay anything.

 

Then next thing phone call and texts on 08.06.09 so i rang they very threatening on the phone but agreed to pay the lot by the following day So when i get home that evening i have another NOTICE OF REMOVAL PROCEEDINGS with the same amount on and a NOTICE OF DISTRESS/WPO listing items in my gagrage which was left unlocked. I didn't pay them anything until the 12.06.09 which was two hundred and ive made further payments of 700 since.

 

What concearns me after reading posts on the forum is that the WPO form UNSIGNED by me and just pushed through the door has a figure of 1264.09 on it, breaking down the fees of 1st and 2nd visits a levy fee and VAN fee. From what i have read should this levy and inventory not be dated 25.03.09 if thats when it was taken as the first letter also has this figure on it.:?:

 

I'm sorry to make it sound so confusing any help is greatly appreciated.


All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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Anybody just wanted to know what the time in between first and second visits and levys etc needs to be as it would appear according to the paperwork i have they were always going to charge me 1264 right back from march but the notice of seizure or what ever its called is dated june with the same figures.

 

How do i know when the actual levy was done?

 

Thanks for any help recieved.:)


All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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Im sorry to say this but.... Bailiffs love people like you :) not your fault ;)

 

Your best bet is to see what their reply is and see if what they have charged you. Thats if they give you that info in the first place. If they dont then you need to write back and also stating that you have written to the council in question disputing the amounts that they have charged. You have to remember here that these bailiffs are working on behalf of the council and the council are responsible for the actions of the bailiff company. So get a letter off to them as soon as you get a reply from the bailiff.

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Im sure they do beacause im the kind of fool that buries my head in the sand until it gets to a stupid stage then end up paying all the charges no questions asked.

 

Thank goodness for the people on these forums that actually stand up for peoples rights. Must admit i was a little scared after the first few knocks at the door dosen't bother me know, just want to get it sorted but pay up on my terms (reasonable of course). Due to the fact im getting bored of playing hide the car every night, exercise doing me good though:grin:.

 

Cars not even registered in my name but dont want the hassle of it being clamped anyway.

 

Can't believe how much these people really lie and cheat with their fees!! :mad:

Edited by Slimrabbit
Spelling monster attacked me

All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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Just remember you are not alone in this, there are people here to help and give advice as you go along, and most have been in your situation.

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I fully appreciate all the help i'm recieving and when all this is sorted will donate the money refunded from the robbing b*^&($ds. The accounts that ive paid up over the years are done and dusted just begrudge paying them more than i need to now.

 

Its not financial reaons im trying to claim back the fees its principal and like everyone else i really hate bullys!:evil:


All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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