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welsh123

Wiping pre 1997 credit card balances.

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Dear Forum, Ive been contacted this morning by (EDIT) claiming that if I have a pre 2007 credit card and more than £1000 balance that they can get this balance cleared due to flaws in the credit card agreements pre 2007. Has anyone heard of this before and is it legitemate???? Anyone had any success doing this??? They are asking for a fee of £595.00 for the privelage of acting on my behalf. Id be very interested to hear anyone's views, opinions and experiences. Thank you.

Edited by maroondevo52
Removed commercial link

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As it is over 6 years old ( assuming you have not had any contact/paid them within the last 6 years ) then it is Statute Barred

 

You dont need to do anything , if the card company try to persue the matter now all you need to do is write to them Rec Del and tell them that it is Statute Barred

 

You dont need to pay anyone 595 quid to write a Stat Barred letter, there are many on these forums you could use as a template


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Dear Forum, Ive been contacted this morning by (EDIT) claiming that if I have a pre 2007 credit card and more than £1000 balance that they can get this balance cleared due to flaws in the credit card agreements pre 2007. Has anyone heard of this before and is it legitemate???? Anyone had any success doing this??? They are asking for a fee of £595.00 for the privelage of acting on my behalf. Id be very interested to hear anyone's views, opinions and experiences. Thank you.

 

PS Apologise for re posting this thread as Id quoted 1997 in original post.

PPS Does the 6 April 2007 date apply to the date the original credit card agreement was made or the date the last card was issued????

Thank you.

Edited by maroondevo52
Removed commercial link

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Why not save yourself £595.00 and check it yourself? A CCA request to the original + the cost of recorded delivery that's all it will cost. http://www.consumerforums.com/resources/templates-library/86-debt-collectors/581-cca-request-letter


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Two threads merged.

 

Welsh123, please stick to this thread regarding this issue.

I've removed your 'links' as posting commercial links is against site rules.

 

Regards.

 

Scott.


 
 

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