Jump to content

You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds


You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds



BankFodder BankFodder


BankFodder BankFodder

  • Tweets

  • Posts

    • New app launched by Veteran owned UK     READ MORE HERE: https://www.gov.uk/government/news/new-app-launched-by-veteran-owned-uk
    • Hi   When you say lease is this a Private Rented Property? (is it a lease or an AST)   Exactly what type of Agreement did you have and start date and end date?   Was your Deposit protected in a Tenancy Deposit Scheme and your were given a copy of the Prescribed Terms of that Scheme?   When you moved out of the property was this agreed with the Landlord and a check out inspection agreed? (i note you mentioned they couldn't carry out the inspection due to covid-19)   Does your lease agreement have any clauses in it for 'Late Payment of Rent or Rent Arrears'? (if so what does it state)   Is there anything in the documentation from Lowell's giving a breakdown of this money owed? (does it have anything mentioning damage  or it is just rent arrears/charges)      
    • you can't continue the payments eitherway ...think about it............... so it makes no odds if you stop payments now does it...   it can't harm you by stopping else they'd be no point in either dro or pro-rata as it shows either would thus be pointless   pers i'd go DRO simply contact an approved intermediary
    • it's interesting to see the default has gone, but that would not have been the cra but lowells themselves, or poss the default reached 6yrs and was auto removed?   anyway no you don't take them to court and no don't need to settle the debt it's not harming you.   if you look at lowell claimform vanquis threads here (use our search to right) you'll see thats the usual twaddle they roll out for a CCA return which has never won them a court claim yet.    
    • So sorry but just to check do i write to all these about the debts and try get deal to reduce monthly payments and stop all interest first or do I stop payments then write to them ?    Same if I was going for the DRO option do I just sort out and apply for that first or stop all payments then apply for it .
  • Our picks

    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 5 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
      I’m so stressed,
      can u appeal this or should I just accept it?
      Thanks for reading 
      • 6 replies
    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
      • 1 reply
    • The controversial sub-prime lender says the City watchdog is investigating its practices.
      View the full article
      • 0 replies

Swift and all the names they use

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3993 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts


I have read a few of the posts about swift and can only agree they are loan shark's and whatever else (without swearing one can call them).


I am currently awaiting eviction, because of swift and the fact the courts won't listen to the fact they are in blatant breach of their own contract which is not worth the paper its written on.


I have tried to have the matter reheard on three occassion' s so far including an appeal (the judgement or part of it stating you have no rights under the data protection act once you sign an aggrement with swift) be advised. effectively you are worse of than someone who is incarcerated.


The matter is going to judicial review much to the annoyance of the court and Swift as they will both be exposed for there unfiar practices.

for instance is it fair to have swifts representative in a court room discussing the case before a hearing ???.


Anyhow just to let you know in May and June of this year I was charged £1000.00 per month for totally unjustified charges which the court have

judged must be reasonable.


Is it reasonable to charge £100.00 for an A4 sheet of paper.


I dont know what else to say but would be interested to hear if anyone else is in the same position or nearly.

I cannot give to much info as the case is pending, but will release what I can.


All I can say is dont give, they will try everything as crooks always do and remember cases can be brought before the european court.


So you are not alone


Share this post

Link to post
Share on other sites

Hi newsmanner:)


Welcome to CAG!


Sorry to hear you are having problems with Swift. There are, as you have seen, quite a few others here in a similar position and equally many knowledgeable people who should be able to assist you through the situation you have found yourself in. If you are able to post up your agreement with all your personal details blocked out people will have a better idea of how to start helping you.




Landy x

LTSB PPI on various loans (current/settled) - Refunded inc 8%


MBNA 1 Charges - Refunded inc CI


MBNA 1 PPI - Refunded


MBNA 2 Charges - Refunded inc 8%


MBNA 2 PPI - Refunded


MBNA 2 Accident Ins - Refunded


Swift Advances (settled) Mortgage Charges -Partially refunded


Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%


Sainsburys (settled) Loan PPI - Refunded inc CI +8%


Sainsburys (closed) Card Charges - Refunded inc CI + 8%


M&S Money (closed) Card Charges - Refunded inc CI


M&S Money (closed) Card PPI - Refunded inc 8%


Direct Line (settled) Loan PPI - Refunded inc CI + 8%


Debenhams Card (closed) PPI - Refunded inc 8%


Swift Mortgage Charges -Refunded


Hitachi Finance (closed) Charges - Refunded

Share this post

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...