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Hi fiogiff:)

 

The same thing happened to us with Swift a couple of years ago. We are currently in the process of trying to get them to refund the charges, but have not had much luck so far - from what I can gather they seem to like being taken to court so they can bring in their barristers to scare the poo out of the poor old litigant in person:eek:

 

If you have a read of the Swift sub-forum (below the individual bank sub-forums under the heading 'other institutions') you will find out further info.

 

I believe that where anyone has been successful they have had to sign a confidentiality clause, so not much information leaks out to those attempting to follow suit.

 

If you don't have a break down of your charges, it would be a good start to send off for a Subject Access Request (with a £10 postal order) via recorded delivery, then when you have these you can enter them onto a spreadsheet and work out the total owed including interest.

 

Good luck and let us know how you get on!

 

Regards,

 

Landy x

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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