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You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

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craigten

Refund of National Insurance contributions? Scam?

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Hi, recently whilst travelling by tube in London i seen an advert saying that it is possible to claim back some of your national insurance contributions, is this a [problem] or is it real please? Their site even 'works out' how much you could get back!

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I would guess that this is not a [problem], bit rather publicising that you can 'opt out' of some of your NI payments by paying into a personal pension.

 

You wouldn't get a cheque from the government; merely a credit to your pension fund. Going forward, you would pay reduced NI but also lose entitlement to the second state pension (previously called SERPS)

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Yes, and if you bother to look at the page "NI Rebates explained", it confirms exactly what said above. It sets you up with a stakeholder pension with AXA, using the NI rebate.

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