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melsteph

How to claim hardship?

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Hi all,

Had a claim in court stayed in November 2007 for £2800 (approx) against HSBC. My financial situation has now changed due to the fact that I am a housewife and my partner is now unemployed. I have taken advice from a debt management agency and am currently writing to HSBC concerning the accounts, loans and credit cards we have with them (for this I have supplied them with a financial statement and a list of my crediters).

I have totalled up the charges they have imposed since my claim which went to courtand they are another £2900.

I would like HSBC to look at my original stayed claim but also the additional charges in respect of a hardship claim but am unsure how to go about it.

Any help would be greatly appreciated.

I would consider them using the settlement money to write of existing debts we hold with them.

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Hi all,

Had a claim in court stayed in November 2007 for £2800 (approx) against HSBC. My financial situation has now changed due to the fact that I am a housewife and my partner is now unemployed. I have taken advice from a debt management agency and am currently writing to HSBC concerning the accounts, loans and credit cards we have with them (for this I have supplied them with a financial statement and a list of my crediters).

I have totalled up the charges they have imposed since my claim which went to courtand they are another £2900.

I would like HSBC to look at my original stayed claim but also the additional charges in respect of a hardship claim but am unsure how to go about it.

Any help would be greatly appreciated.

I would consider them using the settlement money to write of existing debts we hold with them.

 

You need to write to HSBC and include all charges since 27th July 2001 plus income and expenditure form(it should include household income and expenditure even if the account is just in your name) plus any arrears notices.

If you have priority debt arreas(mortgage./rent, council tax, utilities) that are not being paid off then send up to date arrears notices(copies of and not the originals).

Send them recorded delivery.


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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