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You can now change your notification sounds by going to this link https://www.consumeractiongroup.co.uk/index.php?/&app=soundboard&module=soundboard&controller=managesounds

 

You can find a library of free notification sounds in several places on the Internet. Here's one which has a very large selection https://notificationsounds.com/notification-sounds

 

 

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elie1977

Next directory pre 2007?

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My partner had a next account before April 2007, and totally maxed it and was left paying £900, she had to get a bank loan out to clear the debt, she settled with £650. They also defaulted her and will not take it off her credit file, is there a claim to get all monies paid back if they do not have the correct paperwork to hand, also there is another company done the same called ACE? forumbox_top_left.gifforumbox_top_tile.gifforumbox_top_right.gifforumbox_left_tile.gifCredit Report Click link to open in new window.

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The only thing she may be able to claim for are any unfair charges which have been made to the a/c. To do that you would have to send Next a SAR to discover what charges had been added to the a/c. This will cost £10 http://www.consumerforums.com/resources/templates-library/86-debt-collectors/576-subject-access-request-debt-a-dca

 

Even if they did not have an enforceable CCA it doesn't mean that the debt never existed, it did it's just that they would have been unable to use the legal system to take enforcement. I'm afraid there's no chance of getting that money back. As for the default on her credit file, the OFT, FOS and the ICO all say they are entitled to record that information, however you could try sending Next a sec:10 notice http://www.consumerforums.com/resources/templates-library/86-debt-collectors/586-legal-notice-issued-under-section-10-of-the-data-protection-act-1980 also have a read through; Knocked back by a DCA on a Sec 10 notice? - The Consumer Forums


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