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financial hardship reclaiming bank charges

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Can anyone help? I am heavily in debt and among trying to get my interest frozen etc for my overdraft and credit card with my bank I am also trying to reclaim bank charges of £1000 due to financial hardship. The bank (I now bank with another one) are refusing to refund the charges because they have agreed that I am in financial hardship but it was not caused by them therefore they refuse to refund my bank charges. I have written to them twice about this but am getting nowhere does anyone else have any suggestions please?

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Hi,

 

I'll move this thread to the Hardship Forum.

 

Regards.

 

Scott.


 
 

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Can anyone help? I am heavily in debt and among trying to get my interest frozen etc for my overdraft and credit card with my bank I am also trying to reclaim bank charges of £1000 due to financial hardship. The bank (I now bank with another one) are refusing to refund the charges because they have agreed that I am in financial hardship but it was not caused by them therefore they refuse to refund my bank charges. I have written to them twice about this but am getting nowhere does anyone else have any suggestions please?

 

Do you have priority debt arrears(mortgage/rent, council tax, utilities)?

Are any of the arrears being paid off?

Do you still use the account?

To be totally honest with you I would be looking at credit charges and PPI rather than FH on bank charges because £1000 is not that much at all.


.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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