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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Lesley A
      Licensed breeder Puppy farm & genetically sick pups.***Settled***

      By Lesley A · Posted

      Part of a settlement agreement.   concerbs over her nane online we’re raised and I was blamed for bad mouthing. I explained I put nothing up myself.  cannot discuss details of the case as per agreement.  
    • FTMDave
      Horizon PCN

      By FTMDave · Posted

      The sticky thread is locked because it's just a template thread. We need to see the invoice you're disputing. And for you to answer the questions below (I'm guessing this is an ANPR capture, the vast majority of tickets are) -   For PCN's received through the post [ANPR camera capture] (must be received within 14 days from the Incident)   Please answer the following questions.   1 Date of the infringement Give answer here   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] Give answer here   [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s   3 Date received Give answer here   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Give answer here   5 Is there any photographic evidence of the event? Give answer here   6 Have you appealed? [Y/N?] post up your appeal] Give answer here   Have you had a response? [Y/N?] post it up Give answer here   7 Who is the parking company? Give answer here   8. Where exactly [carpark name and town] Give answer here   For either option, does it say which appeals body they operate under. Give answer here   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE   If you have received any other correspondence, please mention it here   Copy the windscreen or ANPR section to your thread and answer the questions... …….... In either case scan up both sides of any letters/tickets in or appeals made out to ONE MULTIPAGE PDF ONLY
    • Bilali8
      ECP PCN Rental Car - paid by app - no receipt - appeal refused - Mayfair - Achilles Way

      By Bilali8 · Posted

      Perfect, thanks Dave.   You're right, a whole dodo storm this has been. As sons of first-generation immigrant parents, whenever something like this happens the old man panics. There was a whole "appeal this now" because my dad paid for the parking as he was with the hirer at the time and he isn't as tech-savvy as my brother so he ended up doing what he did and because I don't live there anymore it came all the way down to this.  But yes, we'll do this SAR and see what comes of it.  Will keep posting here with the hopes that it may benefit someone in the future.  Thanks again, everyone. 
    • sugarNspice
      Horizon PCN

      By sugarNspice · Posted

      saying the thread is locked, what shall I do?
    • FTMDave
      Horizon PCN

      By FTMDave · Posted

      Please fill in the forum sticky and upload a copy of the invoice, redacted of anything that could identify you -  

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

hardship claim - offer from Halifax can anyone advise me?

mrsm
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mrsm

mrsm

Posted
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Hi, My total claim is over £3500 and I have been claiming hardship since I was redundant for 6 months, during which I incurred a lot of charges. Halifax have written offering me £205, on the basis that this was the amount of charges over the month prior to them making the offer. I am pleased they've offered anything but was hoping for significantly more. Is it worth phoning to try to argue for more? Also they've sent a form for me to sign saying I accept this amount, to be returned within 14 days. I assume my claim would still stand for the rest pending the court case even though this form states that I accept this "settlement"?

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yourbank

yourbank

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Posted
Hi, My total claim is over £3500 and I have been claiming hardship since I was redundant for 6 months, during which I incurred a lot of charges. Halifax have written offering me £205, on the basis that this was the amount of charges over the month prior to them making the offer. I am pleased they've offered anything but was hoping for significantly more. Is it worth phoning to try to argue for more? Also they've sent a form for me to sign saying I accept this amount, to be returned within 14 days. I assume my claim would still stand for the rest pending the court case even though this form states that I accept this "settlement"?

 

On the second question yes.

 

However, do you have priority debt arrears(mortgage/rent, council tax, utilities)?

Are any of the arrears being paid off. I think we might try and negotiate depending on the answers.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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mrsm

mrsm

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I don't have arrears, we have basically maxed out credit card in order to meet priority outgoings. We are at the credit limit now. However our income falls short of expenditure at the moment which is why I hoped for more in order to reduce some debt and be able to manage within our income, avoiding further charges etc.

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yourbank

yourbank

Posted
Posted
I don't have arrears, we have basically maxed out credit card in order to meet priority outgoings. We are at the credit limit now. However our income falls short of expenditure at the moment which is why I hoped for more in order to reduce some debt and be able to manage within our income, avoiding further charges etc.

 

Ok, in that case, I would write back accepting the amount but ask them if they would suspend charges and interest to allow you to fully assess your financial position for say three months(so credit card charges/ppi, loans PPI, catalogue charges, maybe see if you can reduce outgoing further as well). I can't see room for negotiating a higher amount on the financial hardship part of the claim to be honest.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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mrsm

mrsm

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Ok thanks, not even worth a try? I was thinking of asking for say the last 3 months worth of charges back?

 

They have already agreed to suspend further charges for 3 months which is good.

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mrsm

mrsm

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And is it definitely ok to sign their own form? Or should I write an acceptance letter instead so I can state that we will continue to pursue the remainder in due course?

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yourbank

yourbank

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Posted
And is it definitely ok to sign their own form? Or should I write an acceptance letter instead so I can state that we will continue to pursue the remainder in due course?

 

Ok, I would write your own letter with their reference number(cos we know it will be a pain if you don't). Accept the claim but make sure you state you reserve the right to go back to them after the 3 month period has elapsed and that you will reclaim the full amount once the OFT test case issues are resolved.

Yes to the last question(which I have kinda just said on this post).

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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mrsm

mrsm

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Sorry! I realise you'd said the claim for the rest still stands but was just double checking about their actual form since the wording on it worried me that's all.

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yourbank

yourbank

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Sorry! I realise you'd said the claim for the rest still stands but was just double checking about their actual form since the wording on it worried me that's all.

 

We were both on the same lines and I spotted the question before I hit the reply button so added the bit at the end.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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nigel1804

nigel1804

Posted
Posted

Sorry to interupt here mrsm. I have been down this line and I had ;ots of arrears in lots of fields but they still wouldn't budge. Interesting that they offer three months free charges at this time to us. I wonder if they think there will be an out come from the house of lords fiasco by Sept ..Oct.. it may sway them one way or the other to see if they think they will win the final outcome. your welcome to see my thread nigel1804 now back for the rest. I think they do realise that they can not give you an offer that is a final and full settlement.

 

regards

 

nigel

HALIFAX CURRENT ACCOUNT SETTLED IN FULL 9/9/06.

 

N1 form completed 05-06-07,LBA sent 14-05-07,2nd go!Prelim sent 24/04/07

 

Halifax Visa 1.Paid in full

Halifax Classic.Paid in full.

 

LBA sent 14-05-07,GMAC prelim sent 24/04/07

 

Data Protection Act for halifax mortgage 16/09/06.

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yourbank

yourbank

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Its quite a standard approach nigel, it allows an individual to get into a habit on their budgetting and therefore the potential to avoid charges in the future.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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